[爆卦]exactly意思是什麼?優點缺點精華區懶人包

雖然這篇exactly意思鄉民發文沒有被收入到精華區:在exactly意思這個話題中,我們另外找到其它相關的精選爆讚文章

在 exactly意思產品中有87篇Facebook貼文,粉絲數超過2萬的網紅小學雞結他網,也在其Facebook貼文中提到, 【圖文不符之中佬勤力篇】 唔知道係男人的通病,定係我個人問題,收/送禮物我都唔在行。 - 比如學生送禮物,我第一自然反應係「我唔值得收」,因為收學費教人,點解會有禮物收? - 另外我可能表情擺晒上面,唔好意思又開心,唔知點好🤣(exactly呢個emoji) - 基於好似欠左人,我就開始嘗試去搵禮物...

 同時也有6部Youtube影片,追蹤數超過15萬的網紅Gina music,也在其Youtube影片中提到,Don't forget to turn on the bell icon for future uploads 🔔✔️ 西洋音樂愛好者✨這裡不會有冗長的介紹文卻是個讓你挖歌的好地方😎 追蹤Gina music社群挖掘更多音樂🌹 facebook👉 https://www.facebook.com...

exactly意思 在 MillyQ Instagram 的最讚貼文

2021-09-03 10:52:27

My 100-cup journey in #HK : Cup 62, my fresh grapefruit juice with all these modern, bold and authentic street-food of India from @chaathongkong by Ch...

exactly意思 在 ??. ?????? ??? ????? Instagram 的最佳解答

2021-06-21 14:30:44

Lily said her 1st word - "Ma Ma" at 1:23p.m Today (June 5th, 2021) !! Grandma was mixing her some milk, and Daddy was standing in front of Lily makin...

exactly意思 在 不甜Notsweet Instagram 的最佳貼文

2021-05-26 13:34:56

#文末抽獎 #輕鬆卸妝一瓶搞定   So what exactly do you want? Ask again and again, you’ll know what you are willing to sacrifice.  那些說叫醒你的是藍圖或夢想的話,太過負擔。人生某個階段開始...

  • exactly意思 在 小學雞結他網 Facebook 的最讚貼文

    2021-08-08 23:46:20
    有 25 人按讚

    【圖文不符之中佬勤力篇】
    唔知道係男人的通病,定係我個人問題,收/送禮物我都唔在行。
    -
    比如學生送禮物,我第一自然反應係「我唔值得收」,因為收學費教人,點解會有禮物收?
    -
    另外我可能表情擺晒上面,唔好意思又開心,唔知點好🤣(exactly呢個emoji)
    -
    基於好似欠左人,我就開始嘗試去搵禮物回禮。但,我本身只識去uniqlo、琴行、釣魚舖、運動舖、五金舖......
    最後,我都係咩都買唔落手。
    -
    我突然諗起我老豆。返學時有次我趕住走,佢煲左個面俾我食,但太熱食唔到,佢開左個冷氣機,企係張櫈對住個風口吹凍俾我食。
    -
    我老婆跟我返去,我老豆就問食唔食西瓜,切完西瓜又問食唔食奇異果,要唔要拎魚返去食?
    -
    我老豆從來唔會講佢點錫我地,反而成日鬧同打,但你又知佢其實好努力去表達緊自己。
    -
    我唔想自己好似d貓,無啦啦捉d蛇蟲鼠蟻俾主人咁,我諗學生唔會想收到魚杆、假餌、魚類圖鑑、書啊......
    -
    所以,我勤力少少寫譜,搵路線約學生郊遊,玩boardgame,係咁易留意下佢地既工作生活。
    -
    #結他老師 #結他班

  • exactly意思 在 護台胖犬 劉仕傑 Facebook 的最佳解答

    2021-07-09 12:03:38
    有 820 人按讚

    新聞下標真的是一門學問。

    看看這些標題,請問大家:

    白宮承認的「錯誤」,是指「推文放上台灣國旗」?還是指「刪除台灣國旗推文」?

    看聯合報,感覺是前者。

    看自由時報,感覺是後者,標題讀起來是小編不小心誤刪台灣國旗推文。

    中央社標題有點踩在兩者之間。

    答案是什麼?

    可以看白宮新聞稿原文。

    https://www.whitehouse.gov/briefing-room/press-briefings/2021/07/08/press-briefing-by-press-secretary-jen-psaki-july-8-2021/?fbclid=IwAR0uRafGhnU5salqhuEO3w6E4ZvhNrA14JUfYgDHo3Z51qIsPN0VoQhUh80

    答案很清楚。

    白宮發言人說的是,當時一開始放上台灣國旗是個無心之過(honest mistake),後來發現了錯誤,就把推文刪掉了。

    意思是,白宮的政策,「不應該」放上台灣的國旗。

    以這三家媒體來看,聯合報的標題最符合白宮原意。

    但如果不看標題,其實點進去看文章,三家都有把白宮發言人的話寫出來(但完整程度不一)。

    台灣的媒體編輯下標時真的是各顯神通,建議大家還是要盡量看原文。

    原文在此:

    Q Thank you. There are hurt feelings among government officials in Taipei after the White House COVID team posted and then deleted a tweet that had an image of Taiwan’s flag along those of other nations getting vaccine doses from the United States. Was this tweet a mistake in the first place? And if not, then why was the tweet deleted?

    MS. PSAKI: So, this was an honest mistake that was made by the team handling graphics and social media, and should not in any way be viewed as a shift in official U.S. policy. When we recognized the mistake, we removed the tweet. So we did exactly as you said.

    We remain committed to our One-China Policy based on the Taiwan Relations Act, the three joint communiqués, and the six assurances.

  • exactly意思 在 吳文遠 Avery Ng Facebook 的最佳解答

    2021-06-16 11:37:08
    有 415 人按讚

    【616 兩百萬人遊行之排名不分先後左右】

    Never Say Never!

    "It always seems impossible until it's done. "

    616大遊行基本上是破了香港的歷史紀錄,我懷疑有機會甚至可能刷新了世界紀錄,在一個七百萬人的小都會中,居然有二百萬人上街遊行,不分左中右政見一同上街,去反對林鄭月娥這個政府!

    「二百萬人根本就是普通香港人,是不分藍黃左中右」

    各位要記著,可能兩年之後的現在,那些藍絲、KOL正在不斷洗板,不斷篡改歷史,將整件事情扭曲,以黑暴污名化,但大家要記著兩年前的6 月16日,是兩百萬香港人和平上街,而在那兩百萬人中,有很多人在投票是投給工聯會、民建聯,屬於傳統界定為藍絲和建制派的人,又或是重來也不問世事的人,但是當時他們為什麼也要上街,就是要求林鄭月娥撤回送中條例,啊,不對,林鄭月娥在6月16日前已經暫援了送中條例,暫援了送中條例都還有200萬人上街,這代表他們是在反對林鄭月娥這個政權,和反對香港警察在六月時所施行的警察暴力,所以他們才會全部湧出來!

    有很多機會讓林鄭月娥和香港人溝通,可以改善香港、改革香港,無論她認錯或不認錯都好,她總會有方法能挽救整個香港,若然林鄭月娥仍是真的愛香港的說。可是林鄭月娥這個八婆卻包拗頸,反過來還恐怕香港未夠撕裂,她其後一直鼓勵警察暴力,不自我檢討,不聆聽市民訴求,最終引發了一連抗爭行動,甚至更大的群眾運動。

    其實,我們香港人是否有可能再創紀錄,甚至破埋二百萬人的數字,大家可能會灰心,甚至乎覺得沒可能啦,亞哥,尤其是現在有國安法,民陣申請遊行又不獲淮,香港人顧著移民,我們的人又都全坐了監,但各位,我加入了社民連這麼久,大家都知我是比較天真的,就是 Never Say Never,就像我背上的文字, 是曼德拉的名句,It always seems impossible until it's done. 意思是事情永遠在成功前總像是沒可能實踐,其實616 就是最佳例子!

    無論點都好,我相信一個獨裁政權是不會千秋萬世,我今天在監獄裡面,已經在鍛鍊自己身體,正在不斷做運動,在監獄中雖然食物很難入口,但是卻很清淡,再配合我增加了的運動量,這樣會使我更加長命😎

    我好快會出來和大家見面,我而家應承住你先,我放監出來時應該會有返六嚿腹肌的!💪🏻

    —————————

    【616 Two Million March: A March of People from all across the Political Spectrum】

    The 616 march is basically a record-breaking event in Hong Kong's history, and I suspect it may have even set a world record, as 2 million people took to the streets in a small city of 7 million, despite the fact that Carrie Lam still remains a stubborn bxtch.

    I was really moved by the 2 million people who took to the streets to oppose Carrie Lam's government, regardless of their political views. Perhaps now, 2 years after this march, these 'blue ribbons' and KOLs are now constantly whitewashing and falsifying history, distorting the whole incident and stigmatising it with black violence. However, we must remember that out of those two million people who went on the march, many of them voted for the FTU and the DAB, many of them are people who are traditionally defined as 'blue', many of them are members of the pro-establishment camp, and many of them were those who do not care about the world, but why did they take to the streets too? Did they want the withdrawal of the Extradition Bill? Nope. Carrie Lam has already withdrawn the Bill before the 16th, and 2 million people still decided to take to the streets, and this means they were against the regime, and they are in opposition to the police brutality that they witnessed in June.

    These 2 million people were just ordinary Hong Kong people, regardless of blue, yellow, left, centre or right. There were many opportunities for Mrs Lam to communicate with Hong Kong people, to improve and reform Hong Kong, and whether she admitted her mistakes or not, there was always a way for her to save Hong Kong as a whole. However, Carrie Lam, has been so stubborn that she is afraid that Hong Kong is not torn apart enough. She has been turning a blind eye to police violence, not reviewing herself and not listening to people's demands, which eventually led to a series of protests and even a bigger mass movement.

    In fact, today, we may be discouraged as to whether Hong Kong people can set another record, or even break the record of 2 million people, especially when there is a national security law and that the pro-democracy camp has been denied permission to demonstrate. A lot of Hong Kong people are thinking about migrating, and a lot of us are in jail. I've been in LSD for quite some time, and everyone knows I've always remained hopeful (some might say I’m naive). Never say never, and as what the back of my T shirt says, “It always seems impossible until it's done.” (A famous quote from Mandela) In fact, June 16 is the perfect example!

    I believe that a dictatorship will not last forever. I am in prison today, but I am already exercising. Prison food is not exactly pleasant, it's blend, but exercising with this diet, I'm gonna live longer! 😎

    I'll be out soon, and I promise I’ll be back with 6 packs. 💪🏻

    ———————————
    文遠交低話大家記住一定要撐 #文遠Patreon 呀!

    ⭐支持文遠⭐請訂閱Patreon⭐
    ⭐Please show your support by subscribing to Avery’s Patreon ⭐
    www.patreon.com/AveryNg

  • exactly意思 在 Gina music Youtube 的精選貼文

    2021-09-07 18:30:16

    Don't forget to turn on the bell icon for future uploads 🔔✔️
    西洋音樂愛好者✨這裡不會有冗長的介紹文卻是個讓你挖歌的好地方😎

    追蹤Gina music社群挖掘更多音樂🌹
    facebook👉 https://www.facebook.com/Ginamusicland
    instagram👉https://www.instagram.com/ginamusic_yujia/
    spotify 歌單👉https://open.spotify.com/playlist/2EfPjFfdqN8NzUwj1XNoZC


    🌺贊助GINA讓頻道走得更長久•̀.̫•́✧
    Donate and support my channel 👉https://p.opay.tw/WSwM8


    🌸本影片與 Secret Signals 合作宣傳🌸
    想讓更多人認識你的聲音嗎?歡迎投稿😎
    Submit your music 👉ginamusictaiwan@gmail.com
    For business inquiries about copyright issues, photos and song submissions,
    please contact👉 https://www.facebook.com/Ginamusicland
    ____________________________________________________
    Social Media:

    Watch the official music video for " aftermath" by vaultboy:
    https://www.youtube.com/watch?v=LJAQIhp0wBE

    👑 vaultboy:
    https://www.instagram.com/vaultboymusic/
    https://www.tiktok.com/@vaultboymusic
    https://twitter.com/vaultboymusic

    ____________________________________________________

    Lyrics:

    I moved away and changed my number and when I did it
    後來我就搬走了 還換了號碼
    I’d hoped that cutting you off would make me feel different
    我以為離開你就能一切重新開始
    I know I'm weaker than I probably seem
    我知道我日漸消瘦
    I can't lie I blame you for everything
    我得承認 我把一切都怪罪於你

    All pins and needles when I meet somebody new and I
    我遇到陌生人就會如坐針氈
    Get all choked up whenever they ask about you and I
    無論何時被他們問你的去向我都無言以對
    Feel so pathetic and I wanna scream
    覺得自己很可悲 好想喊出聲來
    I can't lie I blame you for everything
    我得承認 我把一切錯誤都怪罪於你
    I think you know exactly what I mean
    我以為你會明白我的意思

    You really fucked me up
    但你真的把我傷透了
    Screaming at my mirror like I’m fucking drunk
    我像喝醉了一樣對著鏡子發火
    Question who I am and what I could’ve done
    質問自己是誰 本該做些什麼
    'Cause you're the one who told me that you were in love, oh
    因為是你告訴我你戀愛了

    You really fucked me up
    你真的把我傷透了
    Close my eyes and think of anything but us
    閉上眼睛 除了我們什麼都可以想
    Made me feel like I'm the one who's not enough
    搞得好像我才是那個不夠好的人
    But you're the one who told me that you were in love
    但你是那個告訴我你在戀愛的人

    Try to forget how you could never meet me in the middle
    試著忘卻再也無法與你邂逅的事實
    How all the pain that you inflicted made me feel so little
    你給我帶來無盡的痛苦 讓我越來越自卑
    A little tired of remembering
    不堪回憶
    I can't lie I blame you for everything
    我得承認 我把一切錯誤都怪罪於你

    You'd change so quick you'd start a fight and make me say I'm sorry
    但你會改變得如此之快 是你挑起了矛盾 卻要我來道歉
    Make me look like a fucking idiot at every party
    讓我在所有派對上都表現得像個傻子
    It made sick it’s so embarrassing
    那些尷尬的回憶 你讓我感到噁心
    I can't lie I blame you for everything
    我得承認 我把一切錯誤都怪罪於你
    And I think you know exactly what I mean
    我以為你會懂我的意思

    You really fucked me up
    你真的把我傷透了
    Screaming at my mirror like I’m fucking drunk
    我就像醉了一樣對著鏡子發火
    Question who I am and what I could have done
    質問自己是誰 本該做些什麼
    'Cause you're the one who told me that you were in love, oh
    因為是你告訴我你戀愛了

    You really fucked me up
    你真的傷透了我
    Close my eyes and think of anything but us
    閉上眼睛 除了我們什麼都可以想
    Made me feel like I'm the one who's not enough
    搞得好像我才是那個不知滿足的人
    But you're the one who told me that you were in love, oh
    但你是那個告訴我你在戀愛的人

    You really fucked me up
    但你真的把我傷透
    Screaming at my mirror like I’m fuckin drunk
    我像喝醉了一樣對著鏡子發火
    Question who I am and what I could’ve done
    質問自己是誰 本該做些什麼
    'Cause you're the one who said that you were in love, oh
    因為是你告訴我你戀愛了

    歌詞翻譯:原上巽

    #vaultboy #aftermath #lyric #西洋歌曲推薦

  • exactly意思 在 李根興 Edwin商舖創業及投資分享 Youtube 的最讚貼文

    2021-06-02 12:40:05

    哈佛知識分享: 做生意,七大困難選擇! 

    七條策略問題 Seven Strategy Questions《第六: How Committed Are Your Employees To Helping Each Other?  同事們之間有幾願意互相幫助?》

    從前有三個工人砌磚頭:

    第一個,做又36唔做又36, 梗係砌得又慢又冇心機,等收工工。

    第二個同佢講,係每嚿磚頭畀多佢兩毫子, 動力梗係加倍! 

    第三個同佢講砌磚頭原來係喺起間教堂,等村民可以同神溝通,令人民心靈/世界更加美好。 我估第三個砌曬自己嗰啲之後 ,都可能幫埋側邊個人砌。

    以上故事帶出咩理念? 

    Business is about making tough choices. 上五集就講咗 Who is your primary customer?  公司股東、顧客、員工,邊個行先? 追數,應追邊三條數? 公司應有邊「十誡」? 同埋如何令員工在適當壓力下發揮創意。

    今集我會同你探討第六個策略問題: How Committed Are Your Employees To Helping Each Other?  同事們之間有幾願意互相幫助?

    根據哈佛教授 Bob Simons 呢本書 Seven Strategy Questions,上面提及嘅砌磚頭, 就好似公司管理咁, 做又36,唔做又36,肯定唔啱。 無曬推動力! 

    想畀員工多啲獎賞鼓勵?

    有啲公司, 行 trading strategy: you eat what you kill ... 每個人係 more self-interested, 可能行 commission 佣金制度。

    有啲嘅公司,行 solution-based strategy: more teamwork approach, 流程較複雜,可能行 bonus pool 花紅制, 甚至乎有埋 stock options 或 ownership plans. 

    無話對與錯,最緊要搞清楚。

    好似做地產經紀咁,如果你顧客唔幫襯你,好輕易可以幫襯其他人,即係客戶有 low switching costs, 餐搵餐食餐餐清,公司內部又同一時間可以有好多人以一樣產品跑數,內外競爭較激烈, 做到做到,做唔到就做唔到,好輕易用錢去量度嘅話, 你係行緊個 trading strategy,行佣金制度去鼓勵員工較適合。有得「經紀」兩隻字,基本上都係咁。 以前我係「生意經紀」, 買賣過千單生意仔, 同事們都係行佣金制。 做到 deal 就出佣。

    但佣金制亦有利有弊,利嘅就係簡單直接,you eat what you kill. 弊嘅,就係同事們可能會變得較短視、自私、 同埋未必從公司/顧客利益層面著想, 總之就先袋佣金先。 因此你間地產經紀個盤好唔好,佢一定話好。 話唔好,都只係因為有另一個想介紹你買。因此 ....No offense ... 俗語有云: 「經紀靠得住、豬乸會上樹!」 

    有啲公司,好似投資銀行咁, 攞咗單 deal 返嚟要成 team 人一齊做 (i.e. 一齊搞上市或收購合併), 客戶嘅關係係較長久、 成條價值鏈 value chain 比較 複雜,唔係賣咗就算, 好難簡單地用錢去量度邊單一個人做得好或差, 反而同事們嘅 willingness to help each other 係更重要,咁就可能行一個定期嘅花紅 bonus 制度更佳。

    因此有啲公司,除了有人工老底 、bonus 以外,又有其他 deferred compensation, stock grants and stock options. 集團、公司、團隊、個人表現各佔15%至35%。

    呢本書話,根據MIT 教授Douglas McGregor 1960年 Paper "The Human Side of Enterprise", 鼓勵人嘅行為有兩種理論 Theory X and Theory Y. 

    Theory X 就係話人嘅本性係唔鍾意做嘢㗎,天生惰性。管理就係話要依賴上司叫下屬做乜,需要 extrinsic reward and threat of punishment 畀條蘿蔔或者用條鞭打,外來嘅獎勵或懲罰,人才會有推動力做嘢。即係出佣金或者派花紅。

    Theory Y 就係話人可以從工作得到滿足感,intrinsic reward 發自內心嘅回報, 例如個人嘅出色表現,同埋自己對工作嘅認同,咁就是大推動力。

    Theory X and Theory Y 並不是 mutually exclusive (互相排斥)的。如果你能夠好好運用 X 同 Y, 同事們從工作得到滿足感 (Y) ,又能夠得到外來回報 (錢 - X),相信佢哋推動力會更大。

    我自己做商舖基金,除咗純粹炒炒賣賣, 都希望為社會做啲正面嘅事。我哋公司嘅 Mission : Creating Shared Value for Shops 為商舖創造共享價值。即係即使我們買入間舖1000萬,希望沽出2000萬以外, 我都更希望投資者、租客、同事們、公司同個社會都賺到錢, 個雪球才會越滾越大。自己袋晒無意思。

    Theory Y - 同事們都先要 buy in 以上信念, Take Pride in the Purpose, 工作才有更大滿足感及推動力。

    但只係 Theory Y 嘅 Intrinsic Reward 唔夠,要配合 Theory X 啲 Extrinsic Reward, 例如升職、加薪、出佣、出花紅,才會推動力更大。 

    因此我自己公司,獎罰都要好分明。我每季每半年都會出exactly 三成嘅商舖基金管理費收入,放落個 bonus pool,以花紅形式派發畀同事們。有派息就派,咁同事們先同投資者利益一致。但唔係分餅仔,係參考每個同事表現嘅 scorecard, 即係對公司嘅 value chain 貢獻程度: 集資、入貨、執靚間舖、招租、出貨、售後服務,按個人表現同團隊合作性分花紅。 My favorite song ... 大家坐埋同一條船,大家水漲船高。

    你呢? 你嘅 Theory X and Theory Y 又點啦? 好似一開頭個故事咁,點令同事們更有動力砌磚仔同互相幫忙呢? 

    有興趣聽多啲,就來我六月份最後兩場星期六嘅早餐會啦! 下一集,最後一集,同你分享下,What Strategic Uncertainties Keep You Awake At Night? 公司有冇變數令你夜晚瞓唔著呢? 

    。。。。。

    五/六月份早餐分享會 Topic: The Seven Strategy Questions by Harvard Professor Robert Simons 

    哈佛分享: 七條做生意策略問題

    2012至2014間,我連續三年在哈佛上了 Robert Simons 的堂,畢生受用。我自己成間商舖基金公司都是建基於這本書。

    有興趣 sign up la ? 每次限四位 (包括我)。 人多傾唔到計。

    5月1日或8日或15日或22日或29日或6月5日或12日,星期六早上9時開始,約三小時。地點中環。

    對象: 管理層/生意經營者/創業者,連我限4位。

    有興趣參加的話,請 whatsapp 你的名片給 Suki (我助手) (+852) 5566 1335。

    大家交流做生意最重要的幾條問題。

    我唔係靠呢行搵食,免費,我請食早餐 ? Be friends ..... 有機會到時見你。李根興 Edwin

    www.edwinlee.com.hk

    聯絡李根興 whatsapp (+852) 90361143

    。。。。。。。。。。

    購買李根興的【李根興的生意哲學】(最新2020年6月出版 - 定價$198),或【買舖 要買得 PRO】(定價$198),連親筆簽名,可 whatsapp Suki (+852) 5566 1335。各大書局也有售。

  • exactly意思 在 李根興 Edwin商舖創業及投資分享 Youtube 的最佳解答

    2020-11-24 18:58:00

    《施政報告取消雙倍印花稅?!》今日市場瘋傳明天林鄭的施政報告會撤銷工商舖的雙倍印花稅。 由本來最高的8.5%印花稅,回落至4.25%。Here is my quick view....

    如果政府真的撤銷工商舖雙倍印花稅,工商我唔識,但對舖市,肯定正面,是大大正面。我睇2021年底前, 整體舖市我覺得會升 up to 20%,睇邊類型啦。

    分四類型舖:
    (1) 民生細碼,價升15-20%
    (2) 民生大碼,價升5-10%
    (3) 核心細碼,價升約10%
    (4) 核心大碼止跌,趨平穩

    大細碼分界線是3000萬, 整體舖市成交量也會大升5成。

    Why? I tell you why:

    (1) 點解成交量會大升5成?

    樓市辣招是2010年開始。 根據土地註冊處,2010年整體住宅交易金額是5500億,今年,2020年截至11月20日 so far 是4800億。 意思係相差十年,樓的成交量大家差唔多。

    但工商舖? 2010年有1300億, 但因為樓實施辣招之後,把大量資金推住工商舖,在2013年2月工商舖實施雙倍印花稅之前,2012年嗰年,就有近2000億註冊成交,兩年間升咗超過5成。 工商舖今年 so far? 只得585億,即高峰期的三分之一都無。

    單是睇舖位,2010至2012年間, 由於好多住宅資金湧入舖 ,當時舖平均每年有5100宗成交,今年 so far 只剩下5分之一,即 exactly 918宗。

    2012/13年間,舖最旺的時候,樓市資金是舖市的十倍。現在市況? 樓市資金是舖市的四十倍,YES, 四十倍! 現在再次改變遊戲規則, 又會將樓市資金撥入舖市, 只要一兩%的樓市資金走向舖市,成交量馬上大升一半。

    包括我在內,成本平咗,我都會走多兩轉。 取消雙倍印花稅 ,最終益曬炒家及經紀。

    (2) 點解細碼鋪會跑贏大碼?

    依家買舖, 向銀行借錢係好難。 由於估價不足、三厘加息壓力測試不能通過、或租約就來到期或現吉舖,銀行好多時都借唔足錢。 雖然金管局話首置最多借五成, 但買舖無人是首置,首置都是買樓先, 因此大部分人買舖都只能夠借到兩三成。要 complete 成交的話, 尤其是買公司,通常都會先預 all cash, 成交後再向銀行按揭借錢。

    你想一想,如果大碼舖,動不動都要三千萬以上,連律師費、佣金及4.25%印花稅等, 要畀現金幾千萬, 不是個個人畀得起。 畀得起的人,已經可能手上一手蟹貨, 一動不如一靜。

    反而較細媽的舖,好多買家來自住宅部, 由於無名,唔想比住宅的從價印花稅15%, 因此可能轉戰商舖, 省超過10%稅率。 但這些人首次買舖,一般都是一千幾百萬以內, 我2009年買第一間舖都只是740萬, 第一間賺錢才會越滾越大。 因此較大碼的舖需要時間比市場消化。 細碼消化得較快, 升幅也較顯著! 我預期下年升10至20%。

    (3) 點解民生區好過核心?

    舖市復甦,唔代表經濟復甦。 舖市是因為政策改變,跟住資金走而推高大市。

    肺炎疫情一波波咁爆,核心區,我估遊客有排都未返嚟, 有排有排都未返齊啦。 而且核心舖的業主持貨能力好強,有好多都未甘心面對現實劈價沽舖。 因此現在好多的價錢還有待跌定。

    反而我較睇好民生位。香港依家失業率係6.4%,創16年新高。我估有排高。失業率越高,創業率就越高。 大部分創業的人, 即使開舖,會選擇在自己居住的附近開間幾百呎的舖頭仔。 他們唔會開間幾千呎的核心舖,見到現在的稀少人流更怕。因此明年我較睇好民生細間,500呎以下,的商舖租金承接力。 租得出,自然價升。明年,民生細碼舖我睇升up to 2成。核心大碼我則睇止跌,平穩發展,要時間消化。

    總結, 如政府明天司政報告真 的取消工商舖雙倍印花稅, 舖業主會馬上企硬、反價, 買家會也會追價, 因為覺得慳返up to 4.25%稅。正面效應遠遠高於肺炎第四波的影響。大家 get ready 啦!

    李根興 Edwin


    #工商舖撤銷雙倍印花稅 #林鄭施政報告