🌻
美國聯準會（Fed）在美東時間22日下午2時（台灣23日凌晨2時）宣布利率維持在趨近零的水準，但暗示升息可能會比預期來得快一些，同時也大幅下修今年的經濟展望。

https://udn.com/news/story/6811/5764746

🌻Adobe(ADBE)電話會議內容讀後感

ADBE前兩天發表財報了.

這次ADBE在財報後下跌, 主要是兩個原因(如下). 不過個人覺得是瑕不掩瑜:
1. 因為之前已經漲了不少(投資人期望太高)
2. 因為Digital Marketing這部分的業務受到季節性的影響, 所以表現不是很突出(沒有比預期高出很多)
a. net new Digital Media ARR (3% beat vs guide, vs 15% beat in 2Q21 vs 35% beat in 3Q20).
b. 有分析師在問(“Maybe just -- can we double-click on the seasonality commentary in the quarter? Because if we look at the beat versus guidance on net new digital media ARR, it looks, at the same time you had the weakest beat, but then the strongest guide in the last three years, which kind of speaks to and confirm some of those seasonality comments that you made.)
i. 高層對此的回答是, 主要是疫情後, 加上正值夏季, 大家的日子回復到正常&放假外出, 所以這部分的業務有受到影響(I think going into the quarter, we had expected that the consumer with a little bit more return to normalcy as what's happening in the environment.)
ii. 高層又說了一些話, 不過重點就是他不認為這是甚麼大事”So, net-net, I would say that the growth prospects for that particular business and the growth drivers remain intact. But again, very much in line. And this is what we feel good about the insights that we're getting on the business.”
iii. 也提到, Q4通常會是digital marketing業務的旺季(表現會不俗的意思)

另外, 覺得這次令我印象深刻的是, 當高層與分析師提到這些事情:
• 常在一些公司的電話會議中提到omnichannel這個字(疫情後, 更明顯了). 這次高層也有提到. ADBE可說是omnichannel概念股:
o “I mean, a big part of that is more and more companies are thirdly doing the multi-channel omnichannel, whatever they want to call it. And I think that's only going to continue to be a driver of our Digital Experience Solutions. Because today that stable stakes and so we just look at it and say whether you're shopping in-store over they are shopping online. You need a solution that treats you like a customer that we know of.”
• 網路上影片(video)的興起, 以及串流影音, 有提高了Adobe的營收天花板(用句分析師的術語, 就是TAM (total addressable market) expansion.
• 當使用者製作了越來越多的內容, 內容管理(content management)的能力就越顯重要, 內容上的流程管理(workflow)也越顯重要. Adobe的產品能夠幫內容製作者解決這樣的問題.
• 而Adobe各產品間的相容性, 標準化, 整合能力, 是它的競爭優勢之一:
o And one of the things we did really well is what we called our named user deployment and how, you know, when we have these enterprise licensing agreements, we offer enterprises the ability to download and distribute within the companies. And the more we do training and evangelism of the products, that leads to adoption. So, I would say there's an element of standardization, there's an element of more content.

而最近ADBE有個新聞, 引起了我的注意, 就是它即將在自己的平台上, 提供付款服務(payment service). 根據之前研究SHOP的經驗, 這有可能會對股價造成一定的漲幅:
On Sept. 15, Adobe announced that it will add payment services to its e-commerce platform this year to help merchants accept credit cards and other ways of paying. The move will deepen Adobe's rivalry with e-commerce firm Shopify (SHOP).
For the service, Adobe has partnered with PayPal (PYPL), which will process a variety of payment types, including credit and debit cards as well as PayPal's own payment and buy-now-pay-later offerings.
https://www.investors.com/news/technology/adbe-stock-adobe-beats-fiscal-q3-targets/

接下來該怎麼辦? 對於基本面良好的公司如ADBE, 我能說的就是buy the dip(逢低買進)了. 供參.

🌻The Facebook Files
一個星期前, WSJ上面有個關於FB的大篇幅調查報導. 有興趣的可以看看.
The Facebook Files
https://www.wsj.com/articles/the-facebook-files-11631713039

這篇文章挺長, 也沒有看到華爾街中文版本的完整翻譯, 不過可以看看這篇:
https://on.wsj.com/2ZmFimp

"《華爾街日報》的相關調查顯示，這家社交媒體巨頭心知肚明，其平台會傷害用戶，而且是以該公司常常完全了解的方式造成傷害。目前，全球近半數人口都是Facebook旗下平台的用戶。其中一些證據尤其令人不安：據《華爾街日報》報導，Facebook的內部研究顯示，在報告稱有過自殺念頭的青少年中當中，有13%的英國用戶和6%的美國用戶把這種念頭歸結於Instagram。"

另一篇相關新聞:
https://www.thenewslens.com/article/156683

"《華爾街日報》於13日揭露Facebook的XCheck系統，也就是內部系統中的VIP名單，數百萬名人、政治人物與記者等知名公眾人物都在特別的一份「白名單」之內。"

"這些「貴賓」在社群上發布的內容可以躲過一般的審查系統，即使發布明顯的不當內容，也不會立即被刪除。《衛報》報導，Facebook的獨立監督委員會表示，在閱讀該篇報導後，決定要審查XCheck系統，並要求Facebook對其進行報告與解釋。"

🌻我喜歡的Apple TV影集, "Ted Lasso", 是這次艾美獎的大贏家, 很多主要演員都得獎了.

很高興這兩年, 因為有這部戲的陪伴, 讓我撐過了疫情, 家人離世, 以及一些烏煙瘴氣的事情.

前幾天看演員的得獎影片, 一位娛樂記者問得獎的男配角(也是編劇之一)說, 你覺得這部片的核心思想是甚麼. 他說, be curious, not judgemental.

就像得獎的女演員在劇中一開始是很鴨霸很壞心的球隊主人, 但這樣做是因為被前夫傷透了心, 所以想要弄垮離婚後分到的財產(也是前夫的最愛--球隊); 外表看起來永遠陽光燦爛做啦啦隊的男主角, 在青少年時父親自殺, 造成了他心裡永遠的痛&障礙(讓他在球賽時, 會有突發恐懼症).

我們每個人其實都有很多面, 很多個故事. 尤其在社群, 大家都是萍水相逢, 對彼此的了解都是非常片面的; 而有時候在社群裡, 看到有人會因為只看到一個面向, 就去下斷語. 這其實是人之常情很難避免, 所以我們需要常用第二層思考去提醒自己. 社群裡需要更多的同理心.

“Be curious, not judgmental” – Walt Whitman(惠特曼)(美國詩人)

Picture來源:
https://www.apple.com/newsroom/2021/09/apples-global-hit-comedy-series-ted-lasso-sweeps-the-2021-primetime-emmy-awards-scoring-history-making-win-for-outstanding-comedy-series/

早安星期三🌻早安大家😊

正念（Mindfulness），你可以拆解成“专注”和“放松”地"觉察"（Aware）内在和外在的状态和事物。这个过程需要保持中立而没有批判的（Non-judgemental）。

#注册心理辅导师张志伟 比较喜欢的理解是➡️放松地觉知。欢迎关注志伟老师的page⬇️

外在篇：

如果我们可以运用我们的五个感官，放松地，放慢地觉知外在的状态，有助于安顿我们，提升专注力，放松身心。

内在篇：

我们可以运用正念在我们的內在歷程，更細膩地看見和理解自己。

Observe (整體全然的觀察), Describing (客觀無批判地形容) & Participate (放鬆和專注地投入)。

Observe: 我今早说错了话，被主管批评。我很羞愧和难过，很想要攻击自己，说自己不够好，很糟。

Describing：我确实表达了一个错误的讯息，被主管批评。其实整体呈案还很完整很不错。我表达错了一个讯息，我可以进步，不需要评价自己很糟。

Participate： 我此时此刻觉知到自己的情绪和想法，邀请自己放松。

我们以正念地形容內在歷程，可以把我們批判性的解讀拆成更細的歷程, 如: 我很笨 拆解成 "我在這考試解錯了幾題，我感覺到失望。"

这样的拆解，让我们可以更客观地看待事情，他人以及自我评价。

#温馨提醒请文字留言🍀
#无需贴问安和gif图☘️

Salam Maal Hijrah 1443 H ✨Segalanya tidak mustahil. Apa yang penting kita kena sentiasa merendahkan diri, tidak judgemental pada orang, pemurah, berfikiran positif. InshaAllah. Selamat tahun baru semua. Nadia minta maaf pada semua orang jika ada apa2 perbuatan Nadia yang menguris hati sesiapa selama ini. I love you all for the sake of Allah SWT. Teruskan berkasih sayang sesama manusia. 🤲🏻Spread the love❤️ #HappyNewYear #SalamMaalHijrah1443H #NadiaBrian

Ever wanted to ask a young mum how does it feel like to face so many criticisms? How does it feel to have so many people judging them, giving dirty looks or even talking behind their backs? Both our Titan young mums, Debbie and Liz, sit down to answer all the questions you want to know, maybe giving too many information as well.

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TIMESTAMPS

00:00 Intro
00:50 How I started online dating, my thoughts on dating apps
05:55 Stigma and cons of online dating
11:36 Online dating etiquette (expectations, disclosing sexuality, multiple dates)
18:55 First dates, safety
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22:25 The types of people you meet & conversations you have on dating apps
26:15 Are there decent guys online?
27:38 Bad/dumb bios, dating requirements, being "judgemental"
32:20 Talking about bad dates, the type of people we seek out on dates
36:40 Anita’s bad dates
39:05 Dating apps overseas, my bad date in New York
41:18 Ghosting
51:18 How has the dating scene changed during the pandemic?
54:05 How to talk about your hobbies
55:37 Cheaters on dating apps
58:19 Sugardaddies (or mommies) on dating apps
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Edited by myself!

This episode wasn't planned on being published. However, listening back to this casual catch-up with Navid, it feels very aligned to share it with the world with this present reality. Illusion or Truth? How much of what we think is actually an illusion? Let Navid blow your mind a little ...

♡ Chapters
0:00 // Intro
0:24 // Dream vs. Reality
3:07 // Being Non-Judgemental within Expressions of Consciousness
8:14 // The Illusion of Aliens and Extraterrestrial Life
16:10 // Rites of Passage - Growing Up
25:40 // Child Wisdom
28:10 // Experience Slut

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