🌻美國生活
打了疫苗後, 在上週進城了一趟.
許久未出門的感覺很奇妙. 進了城, 也感到大家的生活還是如往常一般, 只是餐廳沒甚麼人(都用電話下單, 或是當場點了東西後就走), 許多人(並不是全部)的臉上也多了個口罩. 旅館的人倒是不多. 但商家停車場的車子應該如往常一樣, 沒有減少.

每次進城, 也一定會到Chipotle打牙祭. 這次試了他們新的飯(參雜了cauliflower花椰菜), 酸酸滋味, 配上原來burrito裡面就有的料, 真的是開胃又好吃, 一口接一口.

最近吃了三家不同的burrito, 還是覺得Chipotle的最好吃. 我想原因之一(不知道我的觀察有沒有誤), 可能是他們把不同口感的配料加在一起時, 有多家一道手續, 讓新鮮脆口的生菜, 烤熟的肉類, sour cream與其他配料均勻地被融合起來, 也讓滋味豐富了起來. 不像其他家的burrito, 一口咬下去, 就是飯, 或是豆類, 分得很清楚, 而沒有不同食材所帶來的多層次的口感.

Anyway. 附上這次進城照的幾張照片在下方.

🌻My happiness project: 年報財報導讀

股市對我來說像戰場; 年報財報就像是兵書. 而一家家公司的年報財報, 對我來說, 就像是故事書一樣, 述說著公司的成長營運軌跡. 做了這些功課後, 持股也會有信心. "Buy and do homework," 是我認為投資該有的態度.

下半年時間比較多, 所以想抽一點時間出來, 跟對看年報財報有興趣的投資人一起來讀資料, 順便藉此分享我是如何抓重點&透過年報財報來做思考的. 也想要藉此來宣揚看年報財報的好處&消除投資人對英文年報財報可能會有的恐懼感. Anyway. 這只是初步的想法. 若要實行也會是九月的事情了.

不過先錄了一段影片, 解釋我是怎麼做財報內容&電話會議內容整理的: https://youtu.be/vvkrs6CiWdw

🌻本周做的功課與閱讀
https://makingsenseofusastocks.blogspot.com/2021/05/blog-post_19.html

這次的閱讀中, 跟成長股比較有關的是這段. 目前成長股也被重新定價中, 所以建議成長股投資人在挑股的時候, 盡量找有現金流, 還有獲利的公司.

"That’s true even for the highflying growth stocks that have been getting hit so hard recently—as long as they have earnings. Adam Parker, founder of Trivariate Research, notes that following large growth selloffs, S&P 500 growth stocks with both free cash flow and expanding margins tend to outperform in the months ahead. That means favoring stocks like ServiceNow (ticker: NOW) and Advanced Micro Devices (AMD) over shares of Chegg (CHGG) and Twitter (TWTR). “Buy some growth stocks on the selloff, but they have to have positive free cash flow and margin expansion,” Parker says."

🌻投資金句
"I learned that you may be right, but if enough people believe you're wrong the markets can really hurt you." --BlackRock bond chief Rick Rieder

🌻The Future of Work
看到BofA寫的這一段, 覺得挺感動的. 這也是投資的目的之一, 能夠藉著這個方式, 來接觸到世界的脈動.

The Future of Work
Thematic Research
BofA Global Research
bofa.com

May 12: The future of work is not zero-sum between humanity and technology. We believe humans can collaborate with and work alongside robots, rather than be displaced by them, and that technology can create more jobs than it destroys. By 2025 alone, the WEF [World Economic Forum] thinks automation will add 12 million net new jobs, with robots eliminating 85 million jobs but creating 97 million new ones. Other grounds for optimism include: (1) 65% of children starting school today will work in jobs that have not been invented yet; (2) “new” collar jobs will be generated from well-placed thematic sectors like healthcare, renewables, new mobility, or even moonshot technologies; and (3) we might actually be more productive and have more leisure time if robots can relieve us of more mundane, repetitive everyday tasks. We have identified $14 trillion in market cap of enablers for the future of work. Technology, industrials, and medtech are some key beneficiaries. We also see opportunities in education and the upskilling/retraining of workers by corporates. Conversely, commercial real estate/offices and legacy transport are some of the sectors facing headwinds...

So, what are the truly futuristic jobs that could be invented? Data-privacy managers, nanomedicine surgeons, lab-meat scientists, blockchain strategists, space-tourist guides, freelance biohackers, AI avatar designers, 3D food-printer chefs, leisure-time planners, ethical algorithm programmers, and brain simulation specialists, to name but a few.

🌻Dividend Growers’ Allure
這段從股息的角度, 來講解傳統價值股跟成長股的不同處.

Dividend Growers’ Allure
Insights & Commentaries
Washington Crossing Advisors
washingtoncrossingadvisors.com

May 10: Buy quality stocks that increase dividends regularly. This simple strategy takes a long-term view of investing and focuses on the dividend, not the stock price. Passive income generated from dividend growth has two main benefits. First, it focuses your investment strategy on cash-generating, growing companies. Second, it tends to lead to quality businesses that are neither too young nor too old.

Why is this so? Almost by definition, a dividend-growing company tends to cover expenses with rising cash flow. And which companies do these tend to be? They tend to be profitable, established companies in the middle of their corporate life cycle. By contrast, young companies tend to be burning cash, constantly in need of capital, and face a higher risk of failure. Such young firms tend to not pay dividends at all as they are consumed with growth. On the other hand, older companies often funnel most or all cash to investors as dividends because viable investments can no longer be found. These firms are often in decline and offer little growth, often reflected in a high current yield.

Picture:
1. Chipotle內部. 可以看到有個取餐的架子. 餐廳人員也不時在電腦螢幕前, 看進來的訂單, 備菜.
2. 旅館外一區. 面向密西根湖.
3. CSX, Union Pacific的火車廂(這兩家都有上市)

早安～不能行萬里路，跟著浩爾讀萬卷書
來看看巴黎鐵塔五個鮮為人知的秘密！
5 things you didn't know about the Eiffel Tower
#今天來讀VogueParis #瞬間都覺得高級起來了呢

🇫🇷 Its size 鐵塔身高
The Eiffel Tower was 312 meters high when it was built in 1889, and was long considered the highest tower in the world. Although this has not been the case for a long time, the 324 meter tower as it measures today, including the antenna, still dominates the landscape of the French capital. But its height is not immutable; it changes with the temperature. With the summer heat, its metallic structure expands and can gain up to 20 centimeters in height. Conversely, it can lose up to 10 centimeters in winter.
艾菲爾鐵塔於1889年完工，高度312公尺，曾經長期名列世界第一高塔。雖然早已不是如此，但這座含天線在內高達324公尺的鐵塔，仍然稱霸法國首都。不過，鐵塔的高度並非固定的，它其實會隨著溫度而伸縮。炎夏時，它的金屬鋼架會膨脹，讓鐵塔長高20公分，而在冬天時會變矮10公分左右。

🎨 Its paint 鐵塔顏色
The tower has been repainted nineteen times since its construction, once every seven years on average and always by hand, according to the methods used in Gustave Eiffel's time. The tower has been painted in red and ochre tones, and since 1968 it has been dressed in a light brown close to bronze, slightly shaded from bottom to top for a better visual integration into the Parisian sky. The paint alone weighs about 60 tons. The latest news? The Iron Lady will be painted gold for the 2024 Olympic Games.
鐵塔完工後，曾經歷19次重漆，也就是平均每7年以手工重漆一次，用的還是鐵塔設計者古斯塔夫‧艾菲爾當年的工法。鐵塔原本是漆成紅色和土黃色，自1968年起，為了能更融入巴黎天際的風景，改成全體漆上接近古銅色的淡棕色，所需的油漆量就重達60噸。下次何時上漆呢？艾菲爾鐵塔將在2024年漆成金色，迎接奧運會。

🏢 Its elevators 鐵塔電梯
Installed and opened to the public shortly after its inauguration, the first five hydraulic elevators of the Eiffel Tower represented a major technical feat for the time. Still in operation, those on the east and west pillars, neither real elevators, nor funiculars, nor cable cars, but somewhere in between, are giving the maintenance teams in charge of their renovation a rather hard time, as they do not meet any of today's machinery criteria. Each year, the cumulative distance covered by the tower's elevators is 103,000 kilometers, or two and a half times around the world.
艾菲爾鐵塔內設五座當時最先進的液壓電梯，在鐵塔落成之後隨即向民眾開放，而這五座電梯也代表了當時的科技技術。這些電梯至今都還在被使用，不過東邊與西邊柱子的電梯，既不算一般的電梯，也不算纜車或吊車，而比較像是介於以上這些之間的產物。由於這些電梯與現代機械不太相同，維修團隊在翻修時也算是經歷了萬難。這些電梯每年上下鐵塔運行的距離是103,000公里，可繞行地球二圈半。

巴黎鐵塔的 fun facts 還有哪些呢？
（請相信小編，最後一個真的很好玩！）
加入每日國際選讀，跟朋友分享趣味冷知識
https://events.storm.mg/member/HOWSJ/

——
原文連結請看留言
——

#告訴我✍🏻 「你去過巴黎鐵塔嗎？」
就送你【巴黎鐵塔秘辛單字包】！

#還在下面擁吻過情人呢
#只聞其名QQ
#反正小編很想去
#疫情過後跪求老闆放行

用英文報告或演講時，有沒有過讓人聽得霧煞煞😑的情況呢？Bryan老師要與大家分享如何運用「Therefore」、「Conversely」、「On the other hand」等關鍵字。讓你表達更準確、更自然！想知道秘訣～就來空美大講堂聽聽吧！
　
　
🎥更多空美大講堂影片就在Youtube頻道：https://www.youtube.com/user/AMCEducationalTours
👉現在就來電洽詢 📲 (02)2363-1555，或線上報名體驗 ➡https://www.xn--fiqv34aqphd4v.com/web/amc.aspx?id=2360
#空美大講堂 #AMC #空中美語 #空中家教 #美語教學 #英文學習

あの家系ラーメンの味が自宅で！藤沢市の『町田商店藤沢湘南台店』で家系ラーメンをテイクアウトしてきました！自粛で外出がなかなかままならない方は必見です！外出しにくいけど家系ラーメンは食べたい…そんな方もいらっしゃるのでは？家庭で食べられる家系ラーメンということで、いちはやく「お持ち帰り」を導入した「町田商店」に早速出向き、お持ち帰りラーメンを試してみました！果たしてお店でいただくラーメンと何がどれだけ違うのか。違いや逆に同じところなど率直にレビューしていきます。では早速ご覧ください！
＊撮影に際しては、お店の方や周りのお客様に充分配慮して撮影をおこなっています。

The taste of that Iekei-ramen at home! I took out family ramen at "Machida Shoten Shonandai Store" in Fujisawa City! This is a must-see for those who are self-restraint and do not go out easily! It's difficult to go out, but I want to eat Iekei-ramen. As a Iekei-ramen that can be eaten at home, I immediately went to "Machida Shoten," which introduced "takeout," and tried out takeaway ramen! What is really different from the ramen you get at the store? I will openly review the differences and conversely the same place. So please take a look!
* When shooting, we give due consideration to the shops and customers around us.

いつもありがとうございます！( ´ ▽ ` )
高評価＆チャンネル登録もよろしくお願いいたします！

#テイクアウト #家系ラーメン #町田商店 #ロイドごはん #フラメンコロイド


—————《ロイド のサブチャンネル》—————————————

【フラメンコロイド のサブチャンネルもよろしくお願いします！】

ロイドチャンネル
https://www.youtube.com/channel/UCwNlBAUziFWkJZFY_u3t65A

フラメンコロイド
https://www.youtube.com/channel/UCsFJHNg3SR41R2a3vctUInw

—————《本日の店舗情報》—————————————————

『横浜家系ラーメン 町田商店 藤沢湘南店』
https://www.google.co.jp/amp/s/s.tabelog.com/kanagawa/A1404/A140405/14078254/top_amp/

—————《twitter》—————————————————————

★ロイドごはん
https://twitter.com/roidgohan
★メロンシート
https://twitter.com/meloncito310
★フラメンコロイド
https://twitter.com/flamenkoroid

—————《instagram》———————————————————-

★ロイドごはん
https://www.instagram.com/roidgohan
★メロンシート
https://www.instagram.com/satoshimelo...
★フラメンコロイド
https://www.instagram.com/flamenkoroid

—————《各サイトの情報》—————————————————

★ロイドwalker《人生をドラマチックに彩る旅とグルメと温泉図鑑》
https://ramenjapan.net/
★メロンシート《フラメンコギターの世界一の旅》
https://pordiotama3.xsrv.jp
★フラメンコロイド 《フラメンコロイドの神話と伝説》
https://flamenkoroid.net

—————《ロイドおすすめ動画はこちら》———————————

【メロンシート食堂シリーズ！】
https://www.youtube.com/playlist?list=PL6yW17uB9uIXFiXP8_hyGJwlkkjjpB75f

神回【ラーメン二郎の貴重映像】全増しが出来るまで一部始終を大公開！【ラーメン二郎 ひばりヶ丘店】ramen
https://youtu.be/mBFcdMHyaxA

巨大塊肉に挑戦！【いきなりステーキ】２人で１.５キロの結果は？【飯テロ】
https://youtu.be/lxn_oa-rCvQ

一瞬でファンになる86才職人のおすすめラーメン【ほりえラーメン】感動の鹿児島グルメ
https://youtu.be/0IuRURqh4ek

屋台でラーメンが出来上がるまでの職人技をお見せします【ボギー亭 虎ちゃん】味噌ニンニクラーメン【飯テロ】
https://youtu.be/ZJoloTuYOQ4

神技！いつもびっくりするよ！【がんちゃん】お好み焼きの名店に感動！【飯テロ】× フラメンコロイド 広島県
https://youtu.be/8q_j5QX4-vg

消滅する屋台ラーメンの職人技【幸っちゃん】ラーメンの作り方一部始終【ramen】
https://youtu.be/prw-olhOAyI

ご視聴ありがとうございます♪
* There is English explanation after Japanese.

秦基博さんの「花咲きポプラ」をカバーさせていただきました。
この曲は2ndアルバム『ALRIGHT』や、セルフセレクションアルバム『ひとみみぼれ』に収録されています。
失恋した女の子を、ずっとそばで彼女を見守ってきた「ポプラの木」が癒やしてあげるという、微笑ましいポエムソングです。
この曲はリズミカルなテンポが特徴で、ストロークはほぼ決まったパターンの繰り返しです。
ただ、逆に言えば、ずっと同じなので、最後まで気が抜けませんでした。
これが結構やっかいで、歌いながらギターを弾くことに慣れるまでちょっと時間がかかりました。
途中ちょっとミスってますが💦、最後までご視聴いただけますと嬉しいです!
P.S.手拍子とハモリパートは後から追加しています。

Thank you so much for watching♪
I covered "Hanasaki Poplar(Blooming flower poplar)" by Motohiro Hata.
It is on 2nd album "ALRIGHT" and the self selection album "Hitomimi-bore(Love at first 'listening to once')".
This song is a heartwarming poem song that the poplar which was always watching over heal the broken-hearted girl.
This song is characterized by rhythmical tempo, the stroke pattern is repeated about the same pattern.
However, conversely, because keepin the same way, I could not lose my concentration until the end.
This is so nasty situation, it took a bit time to get use to play guitar with a singing.
Although I made a bit mistake in the middle💦 I'm glad if you watch this till the end, thanks my friends!
P.S. I added the clapping and the harmonic singing part later.

※原曲はこちら！(The original song is here!)
秦 基博 / 花咲きポプラ（Live at 中野サンプラザ '08.12.27）
https://youtu.be/0FbhU_Clzt4

☆その他のmasa-masaカバー曲はこちら♪
・秦基博　弾き語りカバー（再生リスト）※カバー全曲リスト
　https://www.youtube.com/playlist?list=PLTRCxUfnPxuyryzYlU_GNgvCypz9RIv2f

・秦基博　弾き語りアルバム【evergreen】カバー（再生リスト）
　https://www.youtube.com/playlist?list=PLTRCxUfnPxux8bgXhBEvaF6VujOYHNfEM

・秦基博がカバーした曲の弾き語りカバー（再生リスト）
　https://www.youtube.com/playlist?list=PLTRCxUfnPxuxTBhwbu6q-aTI3RAkvOMYh

・秦基博　インディーズアルバム【オレンジの背景の赤い静物】　弾き語りカバー（再生リスト）
　https://www.youtube.com/playlist?list=PLTRCxUfnPxuwfvBVGeffHBOrmSPPohSl6

・Mr.Children 19thアルバム『重力と呼吸』弾き語りカバー（再生リスト）
　https://www.youtube.com/playlist?list=PLTRCxUfnPxuxaypFLk8k10z8KGrxJ2GnC

・Mr.Children & Bank Band 弾き語りカバー（再生リスト）
　https://www.youtube.com/playlist?list=PLTRCxUfnPxuxa_GZdF3BAdWMpdEGESQ4G

・玉置浩二　弾き語りカバー（再生リスト）
　https://www.youtube.com/playlist?list=PLTRCxUfnPxuwXphZKgpUQEfNRchAbOzky

・スキマスイッチ 弾き語りカバー（再生リスト）
https://www.youtube.com/playlist?list=PLTRCxUfnPxuykVcR5GwafqAYXPVHPc0cn

・米津玄師　弾き語りカバー（再生リスト）
　https://www.youtube.com/playlist?list=PLTRCxUfnPxuzFkTdjXJsKigr6PET4vRTA

・back number　弾き語りカバー（再生リスト）
　https://www.youtube.com/playlist?list=PLTRCxUfnPxuwZ_4s5indkEQ0uVaAD27Um

・スピッツ　弾き語りカバー（再生リスト）
　https://www.youtube.com/playlist?list=PLTRCxUfnPxuw--NxbvyGU4WtCBzMUzQac

・吉田拓郎　弾き語りカバー（再生リスト）
https://www.youtube.com/playlist?list=PLTRCxUfnPxuzbeRI8JSW3oelVUWd2vkyN

・Mizuna　弾き語りカバー（再生リスト）
　https://www.youtube.com/playlist?list=PLTRCxUfnPxux7Y7g4N8o-lzKuQcqVpO3V

BEN Simmons didn’t sugar coat anything, after his team’s Game 1 loss in the Eastern Conference semi-finals.
The Boston Celtics were missing three probable starters, but they were still able to easily pick up a win over the Philadelphia 76ers in the series opener.

“We just got smacked multiple times, and we didn’t react,” Simmons said postgame. “I think that’s what it was.”

Terry Rozier continued to step up in the absence of Kyrie Irving, finishing with 29 points, eight rebounds, and six assists, in the Celtics’ 117-101 victory.

The Louisville product was Simmons’ counterpart, with the Australian point guard unable to lift his team to a road win, after an uncharacteristically cold shooting night from the 76ers. Rozier, conversely, shot 7-of-9 from beyond the arc, leading a Celtics team that made 17 three-pointers on Tuesday (AEST).

“I think they came ready to play, and we were very rusty,” Simmons said.

“We missed a lot of coverages. We didn’t execute offensively what we wanted to, every time down the floor. That’s on us. I twas just frustrating because we knew what we needed to do and we’weren’t doing it. We were talking about it, but we weren’t doing it.”

Simmons posted 18 points, seven rebounds, and six assists in the loss, but turned the ball over seven times as the series remains in Boston for Game 2.

Joel Embiid led the way for the 76ers with 31 points and 13 rebounds, but Brett Brown’s team shot just 5-of-26 from behind the three-point line; a less than ideal stat for one of the team’s most important weapons.

The Celtics were without Jaylen Brown for Game 1 of this series, while Marcus Smart appeared to aggravate a thumb injury in the second quarter of this game. Irving and Gordon Hayward have long been ruled out for the remainder of the season.

Jayson Tatum stepped up in the absence of his offensive superstar teammates, posting 28 points, while Al Horford finished with 26 points, seven rebounds, and four assists for the Celtics.

Australian big-man, Aron Baynes, earned the start for the Celtics, and finished with six points and six rebounds; both of his made shots coming from beyond the arc.