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並前往https://www.consumerfinance.gov/ask-cfpb/can-my-credit-card-company-charge-me-a-fee-for-using-a-convenience-check-if-the-interest-rate-on-the-check-is-zero-percent-en-52/

Can my credit card company charge me a fee for using a ...

Yes, a credit card company can charge you a fee for convenience checks, even if the check has a zero percent interest rate.

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