What is a multi-currency account and how does it work? You can hold, receive, send, and spend money using a Wise multi-currency account. You can hold more than 50 currencies, and convert between them at the real exchange rate whenever you need. You can get account details for some currencies to receive money from around the world. You can send money from your account to a bank account whenever you like — we'll charge a fixed fee when you do this, and a conversion fee when you send to a different currency. And, you can spend the currencies in your account around the world with the Wise debit card. Find out if the Wise card is available in your country. How is the Wise account different from a bank account? Your Wise account is an electronic money account. It's different from a bank account because:Your money is safeguarded and not covered by the Financial Services Compensation Scheme (FSCS) or another protection scheme that you would get with a bank account. You can't get an overdraft or loan. You won't earn interest.
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