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並前往https://www.irs.gov/retirement-plans/plan-participant-employee/2022-ira-contribution-and-deduction-limits-effect-of-modified-agi-on-deductible-contributions-if-you-are-not-covered-by-a-retirement-plan-at-work

2022 IRA Contribution and Deduction Limits Effect of Modified ...

If you are not covered by a retirement plan at work, use this table to determine if your modified AGI affects the amount of your deduction.

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