英格蘭一位攝影師 Chris Porsz 四十年前開始拍攝街頭肖像。四十年後他找到當年拍攝的人們，在原地點重新拍攝並出了一本攝影集「reunion - 團圓」。

我現在走在路上也會「觸景生情」，看到某個場景腦海中馬上會想起我的某張街頭攝影作品，有時一些店面或居民都還在，只是上了年紀，腰桿彎了，孩子都大了…

我就曾經在萬華偶遇多年前拍攝過的一位街友，如今他頭髮白了，皺紋多了，臉也消瘦了不少。很可惜那張照片我當下沒找到，不然應該會把照片拿給他看跟他聊聊這幾年的變化…

擅長拍攝街頭人像的瑪格蘭攝影師 Bruce Gilden 曾說，他覺得照片裡的每個人都是他的朋友，漸漸能理解他的意思。

也許在現實生活中不認識拍攝對象，但透過快門我們產生了某種連結，當我們再次看到他們時，我常會不禁微笑，心中有股親切的熟悉感…

🌻另一個Zoom會議(第二次貼......有補上一些內容)
繼上次的年報導讀會議後, 讓我們再做另一個會議! 這次很榮幸邀請到一位對估值很有見解的股友前輩來帶大家了解估值(恩, 這次我會是主持人, 不是主講人).
主題: 估值(valuation)分享會(Cat: 這不算基礎的估值會議)
主講人: 小揚(from安泰價值投資)
https://www.facebook.com/antaiinvestment　(此為小揚的粉絲頁)
參與者: 具基本估值能力. 若打算參加者, 請事先跟我(請私訊)提出一個關於估值的case study, 到時候可在會議中分享(最好是以投影片形式呈現, 這樣到時候好跟大家分享). 若有估值的問題, 也可以提出.
Case study可以是美股, 也可以是台股.
時間: 台灣時間07/10 (周六)晚間９點.
預計一個小時(不會像上次那樣冗長了😅): 前30分鐘由小揚做分享, 後30分鐘大家分享估值案例&提問
進行方式: 以Zoom進行(之後會私訊會議資訊給參與者)

🌻Morgan Stanley Mid-year Investor Outlook: A tricky transition

https://www.morganstanley.com/ideas/midyear-2021-global-markets-outlook

🌻在您投資生涯中, 有沒有一些觀念讓您受用很多?
下面這位投資名人的好觀念影響我很深. 他的意思是, 一般投資人, 只要能説出三個買一家公司的理由, 就很夠了. 這也迫使我, 每次在買股票時, 問自己對這家公司的了解有多少. 也會去衡量公司的優點與缺點在哪裡.

"It is vital (重要的) that you know what you own, that if I asked you on the street why you like a certain stock, you can give me three reasons. If you don't know how they make their money, who their key clients are and what they make if, then I will tell you that you are over your head and should not own individual stocks."

全文在此:
Jim Cramer: In Times Like This, Go for the Easy Money
Look at the stocks you own. Can you tell me why you've got them? If you can't answer the following three questions, then have a look at several I like right now.

We've endured the meme stock craziness, with all of its love for heavily shorted stocks. We have watched the collapse of bitcoin to levels viewed as shocking, even if they are still more than double where they were not that long ago. We've dealt with Fed officials making it clear that they are no longer on the side of the bulls or the bears. They are on the side of job growth, but are wary of inflation. We've seen the end of the rush to get vaccines, which means that millions of people are going to get the new COVID variant, because there is no natural immunity to it. We've watched as the hopes for an infrastructure bill have collapsed. We've endured shortages of everything from chips to plastic to imported goods and labor.

And we're still standing, yeah, yeah, yeah.

Yep, we are in one of those halcyon moments, where the masks are off -- even if they shouldn't be -- and Americans are back doing what they do best: consume, spend, go out to eat and then consume and spend some more.

There are times in the stock market where the collective mindset is revealed. This is one of those times: Things are cool, it's not a big moment, there's no real news for a bit, it's the historically strong period and we can reach some conclusions about where we are.

When things are like this, it is important to remember that buyers like to revert to tried-and-true companies that thrive no matter what. These are companies that have an edge and are better at what they do than other companies.

You know that I am a great believer in index funds, that the average person doesn't have the time or the inclination to research individual stocks. It's a difficult barrier. I think you need to make time to read the quarterly report and listen to the conference call, to Google articles and, if possible, get some research about the companies you own. It is vital that you know what you own, that if I asked you on the street why you like a certain stock, you can give me three reasons. If you don't know how they make their money, who their key clients are and what they make if, then I will tell you that you are over your head and should not own individual stocks. I am reminded by this, because, once again, without a mask, I can be recognized and if I am not holding "Nvidia the Second," I can carry on a conversation.

I have had many in the last two weeks and when I have asked this litany of questions, I find myself at a loss as to why almost no one knew what they owned. But they thirsted for individual stocks, because they, like me, think things are better post pandemic. No, that's not a facetious comment. Many, many stocks did better with a stay-at-home economy. A huge number.

So what do I do? I revert to what others do when you are stumped about how to stay in touch with stocks, but want to do less homework. That means buying stocks that are accessible, not stocks like Unity (U) or Snowflake (SNOW) or Twilio (TWLO) or Okta (OKTA) .

I revert to normal businesses people know and I suggest they Google some articles, peruse the conference call, but, above all, like the company's products so you can buy more if it goes down.

Here's some that I have been telling people I like:

First is Ford (F) . I think the Ford lineup is amazing. The electric F-150 series will be incredible. I am eager to get a Maverick for my family, because it is a smaller pickup that will get the job done for the myriad little things I need to do with this farm I bought from that crazy bitcoin foray. I like the competitive edge of the CEO, who says he is going to bury Elon Musk when the Lightning comes out. I even think the Bronco is cool as all get out. Most important, though? I think the chip shortage is ending. My semiconductor friends are telling me the foundries are producing more feature-rich chips and that means Ford can pump out the trucks small business people love and need. Plus, the used car prices at last have plateaued, according to their most important pricing index. Halcyon times.

Second, Costco (COST) : The samples are coming back. Tell me you don't love the samples. You need things in bulk. You want low prices. You want to get all of the things that people don't think of with Costco, like insurance, hearing-aids -- hey, they are a fortune -- jewelry, things around the house. You go and you will buy far more than you first came for. My kind of store.

The kids love this American Eagle Outfitters (AEO) , which we just bought for my charitable trust, which you can follow along by joining the Action Alerts PLUS club. Jay Schottenstein, the CEO, came on "Mad Money" recently and it's clear that his Aerie model has real staying power: 26 consecutive quarters of double digit growth. No flash in the pan, that one. Number one brand in jeans for the 15 to 25 year old group. The best in the mall. How did I know this? I see the credit card bills.

I got up this morning to do my physical therapy. I have been doing it ever since I hurt my back in February. I have this really cool pair of sneakers that fit me perfectly and I love them, but I am fortunate enough to have a vacation house and I am always taking those shoes with me.

So I went on Amazon (AMZN) this morning and lo and behold I saw them for half price. I bought two pairs. Then I went over everything I have bought in the last year and got a bunch of those things. Then I bought a pair of binoculars, because mine were stolen. I paid half price.

Yep, Amazon's universal. I was talking to Alexa, while I was ordering, getting some new music on, asking questions. I saw that despite all of the Sturm und Drang of Amazon being late with things, all the delivery dates were within range. I didn't click on any ads, and I didn't need the speed of Web Services, but the whole thing reminded me about how special the darned company is. I don't care if it's ahead or behind plan for the moment. I would just buy some more when it goes down.

Finally, Apple (AAPL) . I think people who don't own Apple should look what they are holding at this very moment. Yes, right now. Or look at what's in your lap or on the table besides your fork. And then think about the bill you paid last night without knowing it. Think about what you bought in the App store yesterday. Think about what would happen if it would break or get stolen or, left in the Uber (UBER) , or heaven forbid, be dropped into the pool or in the, yes, toilet.

There, that's what you buy in halcyon times. Stocks of companies you know that if they go lower, because things get less halcyon, you are fine with it and buy more. If things go up, believe me, you will participate.

So accept the moment. Don't try for the hard money. Go for the easy kind. That's the best kind.

https://realmoney.thestreet.com/jim-cramer/jim-cramer--15692051

Picture: 牡丹(peony)花開. 恨不得院子裡有一塊地是牡丹園.

【為什麼壞人有錢，好人沒有錢？】
Why are the Evil-Doers Rich, and Mr Good Guys Poor?

這支影片幾年前上傳到Youtube時，有觀眾留言問：

老師，不好意思，我想請問您 ：那些惡人今世可以賺到不斐的財富，是因為前世他們累積了不可思議的福報導致。

那麼佛教有種說法，就是我們累世輪迴，這一世就是靈魂繼承上世的修行程度。你修的好的地方（善緣福報）你修的不好的地方（惡緣惡報）都會帶來這一世讓你繼續修，最終目的就是修到大圓滿 然後成佛。

可是我的問題是，那些惡人如果上世能夠累積到這麼多的福報，那麼本質上他的靈魂就一定是善的居多，怎麼這一世會偏差的這麼遠呢？ 令人費解@@ 不好意思想請教老師...

*

我那時簡單的回覆：

您好。菩薩有隔世之迷，而且人之初，性混沌，遇到善緣，人會變善，遇到惡緣，人會變惡。

但問題是，修過福報的人，不一定是守五戒的人，因為他們可能不曾修過智慧，習性特重，便不會產生這定力不去犯錯。

打個比方，成龍享有巨大的財富和名氣，和他喜歡做慈善的心性有關係，但他還是犯了淫，因為定力不足，喜色成性。後代房祖名吸毒不爭氣，成龍受千夫所指，也是邪淫果報之一。

喜做善，不代表沒有在行惡。行了惡，又沒有懺悔，就會有這般善惡交叉的命運。但惡人再惡，善緣臨時也會有放下屠刀，立地成佛的一天，如佛陀弟子央掘魔罗。

我的Youtube頻道：https://youtu.be/m5l01u-mDIw

——————————————————————

When I uploaded this video on my Youtube channel 4 years ago, a viewer left a comment asking,

"Teacher, sorry but I wish to ask, those villiians can earn bountiful wealth because of the incredible good fortune they accumulated in their past lives.

In Buddhism, there is this theory: our souls in this lifetime is the product of our cultivation from past lives. Thus, for this life, you will continue to cultivate the areas you did well in (virtuous affinities & good fortune) and the areas you fail in (negative affinities & retribution).

The final goal is to accomplish Great Perfection and eventually, attain Buddhahood.

But my question is, if those villians accumulated so much good fortune in their past lives, then the essence of their souls should have more goodness in them. Why the vast difference in this life? This is perplexing. @@ Sorry I wish to ask Teacher ...”

*

My simple reply at that time:

Hi, a Bodhisattva will experience confusion between his past and current lives. When man is born, his nature is chaotic. He becomes virtuous when he meets virtuous conditions, and turns vile, when he meets malevolent affinities.

The problem is a person who has cultivated good fortune may not be a person who adheres to the five precepts. Because they may not have cultivated wisdom, they are still very prone to their habitual tendencies and lack the meditative strength to avoid committing sins.

For example, Jackie Chan enjoys enormous wealth and fame. This got to do with his fondness for doing charity. But he still committed sexual misconduct due to his lack of restraint. Thus his son, Jaycee Chan, was a drug abuser and let the family down. Jackie Chan was universally condemned and this is one retribution of his sexual misconduct.

A person doing virtuous deeds does not mean he is not doing bad deeds on the other hand. If there is no repentance after a bad deed is done, he will end up with a Destiny of good and bad interweaved in it.

But no matter how malevolent a villain may be, when his virtuous affinity approaches, there will come a day when he is willing to lay down the butcher's knife to become a Buddha, i.e. repent and be absolved of his past sins.

Just like Buddha's disciple, Angulimala.

On my Youtube channel: https://youtu.be/m5l01u-mDIw

本年度最陽剛又最性感的MV就是Lil Nas X了😆
喜歡的話記得留言讓我知道，也別忘了訂閱我的頻道和開啟通知哦！
Hey all!
Make sure to leave a comment to show love, and don’t forget to LIKE, SHARE, and SUBSCRIBE to my channel and RING THE BELL so you don’t miss anything from me.
-TERI xx


【完整翻譯】Lil Nas X & Jack Harlow - Industry Baby

Baby back, couple racksCouple Grammys on him, couple plaquesThat's a fact, throw it backThrow it back
我回來了 帶著滿架子的獎牌
葛萊美拿了好幾座 白金唱片得了一堆
這一切鐵證如山
所以趕快轉過去熱舞來討好我
And this one is for the championsI ain't lost since I beganFunny how you said it was the endThen I went did it again
這是獻給稱霸的冠軍
踏上路以來 我從來就未曾迷失
你不覺得好笑嗎？ 酸民說我玩完了
但我回來了 又大獲全勝

I told you long ago on the roadI got what they waiting for
I don't run from nothing, dogGet your soldiers, tell 'em I ain't layin' low
早在那條老街上 我就說了吧
我有大家引頸期盼的東西
我可不會隨便逃跑
所以告訴你的大軍 我沒有要低調引退的意思
You was never really rooting for me anywayWhen I'm back up at the top, I wanna hear you sayHe don't run from nothin', dogGet your soldiers, tell 'em that the break is over
反正你也從來沒喜歡過我
當我重返榮耀 我要聽到你說
「他不會輕易離場」
所以集結你的大軍 告訴他們休息時間結束了

Need to get this album doneNeed a couple number onеsNeed a plaque on every song
Need mе like one with Nicki now
我得把這張專輯完成
我得再拿下幾座冠軍
我要每一首歌都有白金獎牌
我要和Nicki一起站上高峰
Tell a rap nigga I don't see yaI'm a pop nigga like Bieber
I don't fuck bitches, I'm queer
But these niggas bitches like Madea
告訴嘻哈饒舌仔 我眼裡根本沒有你
我就像小賈斯汀一樣 流行到爆
妹子？我沒興趣 我是酷兒
你們這些酸民就像個老媽子一樣

let's do it
I ain't fall off, I just ain't release my new shit
I blew up, now everybody tryna sue me
You call me Nas, but the hood call me Doobie
開工吧
我沒有跌落神壇 我只是新歌還沒發
我一夕爆紅 現在每個人都想告我
你們叫我Nas 但我家鄉的人叫我Doobie

[Jack Harlow]
My track record so clean, they couldn't wait to just bash meI must be gettin' too flashy, y'all shouldn't have let the world gas me
我沒拿什麼獎 他們等不及就說我沒實力
我肯定是太招搖了 你們不該讓全世界噴爆我
It's too late 'cause I'm here to stay and these girls know that I'm nastyI sent her back to her boyfriend with my handprint on her ass cheek
太遲了 因為老子我已經要在這裡待下
妹子們都愛我
讓我在她的翹臀上留下紅紅的掌印
再回去找她男朋友

City talkin', we takin' notesTell 'em all to keep makin' postsWish he could, but he can't get close
OG so proud of me that he chokin' up while he makin' toasts
I'm the type that you can't control, said I would, then I made it so
謠言四起 我們做著筆記
告訴大家繼續po文吧
他只是羨慕 但他永遠趕不上我
嘻哈大老們為我驕傲 他敬酒的時候還在哽咽
我完全不受控 我就是說到做到

I don't clear up rumors, where's y'all sense of humor?
I'm done makin' jokes 'cause they got old like baby boomers
Turned my haters to consumers, I make vets feel like they juniors
Say your time is comin' soon, but just like Oklahoma
我從來沒在闢謠的 你們難道都沒幽默感嗎
我也不想在開玩笑了 不然怎麼講都是老梗
把我的酸民變粉絲 讓老兵變年輕
你說你的時代已經要來了
Mine is comin' sooner, I'm just a late bloomerI didn't peak in high school, I'm still out here gettin' cuter
All these social networks and computersGot these pussies walkin' 'round like they ain't losers
但我的時代來的更快 我是大器晚成
我在高中不受歡迎 但現在我越來越討喜
這些鍵盤戰士 總是故意說著妹子怎樣 顯得自己比較不魯

☾ ALSO FOLLOW ME ON 追蹤我
Instagram：@teri.timeout
Facebook：https://www.facebook.com/teri.timeout/
Giva Divas：goo.gl/pVSAiC

☾ INQUIRIES 合作邀約：[email protected]

☾ This is not a sponsored video.

0:00 歌曲背景
3:59 歌詞解析
11:34 Industry Plants爭議
13:59 總結

1 year ago today, I went on a semester long exchange to study at Korea's Sungkyunkwan University #성균관대학교 for Fall 2020. 🇰🇷It was truly an exchange journey that really changed my life. I still can't help to think back to all of the amazing people that I met on this exchange, all of the awesome adventures exploring Korea, making the best out of every day in the 5 months that I was there for. That's why I selected A to Z of my favourite memories from August to January to show you guys why going on exchange can be so life-changing and it is definitely the best decision that I have made! Enjoy the video and thank you SKKU and Korea! 💗💗 감사합니다～

and also sorry that I haven't been active in posting on the channel, because it took me the last month to slowly edit this video together with so many footage and a lot of planning 🙇‍♀️🙇‍♀️😭

---------------------------------------------------------------------------------------------------------------------

1年前的今天我實現了我一直以來夢想的韓國大學交換生活🇰🇷 現在想到每一天在韓國留學的時光都覺得每一天都過的很記憶深刻也很值得認識所有不同國家的交換學生。5個月真的過的好快，但是是我大學生活以來最難忘的一學期！這個影片是一篇我收集了五個月以來26個從A到Z最喜歡的回憶，希望你們看了也會覺得要去交換留學看看！💗💗真的很感謝我所有遇到的朋友和成均館大學給我這一次機會變成韓國大學生很精彩的玩遊韓國各地！希望你們會喜歡這隻影片唷～😊

不好意思一直沒有更新我的影片，足足花了一個月我才慢慢的把這個影片完成，接下來會加油繼續每週更新新影片！

Connect with Me!
♡ Instagram | @x.yunny.x
♡ Instagram | @my.eatz
♡ Email | yunnyhou@gmail.com

Songs
Music by Flux Vortex - Chemistry - https://www.youtube.com/watch?v=1tQ6DXcfvKo
Music by Sean Kolar - The Cure (Animus Volt Remix) - https://thmatc.co/?l=E574D9C5
Music by Animus Volt - Young Girl - https://thmatc.co/?l=8F5897FD
Music by Animus Volt - Victory - https://thmatc.co/?l=21FB2BBF
Music by Fiji Blue - Outside - https://thmatc.co/?l=17C360AF
Music by Lukey - Honeydream - https://thmatc.co/?l=178253EC
Music prod. by wavytrbl - Gold - https://www.youtube.com/watch?v=pchE1Ch_1eg
Music by Chandler Juliet - Way Too Young to Feel This Old - https://thmatc.co/?l=329095F6
Music: Savage Love (Laxed - Siren Beat) Jawsh 685, Jason Derulo
Music by Dylan Sitts - Christmas in My Heart (Dylan Sitts Remix) feat. Loving Caliber, Mia Pfirrmanhttps://www.youtube.com/watch?v=2uAQjcVQdWw
Music by Fiji Blue - Home - https://thmatc.co/?l=8DAE1F61
Music by Fiji Blue - Wait! - https://thmatc.co/?l=B50D88F3

What I use:
♡ Camera | Canon G7X Mark ii
♡ Doodles | SketchBook iPad App
♡ Editing | Final Cut Pro x Adobe Premiere Pro

我的第一個最印象深刻的台灣體驗是看廟會遊行，整條路都封起來、在白天放煙火 (真的看的到嗎??)、很多人、很吵的音樂，還有車子跟神一起在路上，在他們後面 - 有很多穿很少的女生跳鋼管舞。

我嚇死了，我的意思是在歐洲牧師如果看到女生穿短裙去教堂，或是沒有蓋他們的手臂，他會罵你。如果你想參觀觀光區的清真寺，他們準備衣服給你，這樣你不會在這個神聖的地方露出太多皮膚。

但是在這裡，我眼前看到 -
很多神看到女生在他們前面搖屁股跳舞

所以我問了旁邊的人 - 神可以這樣看這些女生嗎? 沒問題嗎?
那個人指他的眼睛說 - 神可以看，神不可以摸!

好吧，我學到了!

我是一個喜歡問問題的人，可能因為我愛科學，或是我很好奇，然後我通常會去找答案。很幸運我有當地的朋友，學習當地語言是你生活在國外最好的事!

它讓你更放鬆，你會知道大樓裡面有一層樓都住外國人 (猜哪一樓)。你會知道為什麼你給別人漂亮的白包當婚禮禮物，他們會還你。你會知道為什麼你不會看到人吃一整顆蘋果，他們削皮、切塊，用叉子吃。在晴天撐傘走路...等。

所以我找到成千上萬的答案...但是!! 還有一些我還沒辦法理解的問題，所以我拍這支影片 - 5個我不理解台灣的事，然後我想要你們幫忙。我先說這些不是簡單的問題，因為我在過去8年問過很多人，但是還沒找到滿意的答案。但是誰知道 - 網路的魔力 - 可能網路上有人可以幫忙我!

為什麼在我的國家的每個人的家裡、學生宿舍都可以找到的東西，來到台灣就變成奢侈品? 某人的情歌變成垃圾車音樂可以嗎? 為什麼水果王國沒有果汁? 台灣人這麼有效率、有生產力，為什麼喜歡用一個不好用的東西來吃飯?

請看我的影片的台灣人們或是生活在這裡的人，或是你很了解台灣的人，幫忙我找答案吧!
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--------------------- 其他影片 ---------------------
為了20美金! 美國人38年前到了台灣，從此愛上! - For 20 USD! An American came to Taiwan 38 years ago and fell in love here!
https://youtu.be/ejxYXslkzVE​

搬到台灣會讓你的生活更快樂嗎？從一個失戀又失意的男孩，到幸福雙收的臭豆腐愛爸 - Cole Fogle的採訪 - Moving to TAIWAN Gonna Make You Happier?
https://youtu.be/n4toWmRkyqc

棄高薪、賣房，從美國搬到台灣，值得嗎? - Quitting jobs, selling house, and moving to Taiwan. Was it worth it?
https://youtu.be/Z2rrocZRalo​

5個為什麼外國人最愛住台灣的理由 - 5 Reasons Why Foreigners Love Living in Taiwan!
https://youtu.be/pTagqXoY-x0​

在台灣必做、必吃、必玩的10件事 - 旅遊導覽 - BEST 10 Things To Do in Taiwan Travel Guide
https://youtu.be/fUptXEa3xrY​

我在台灣學到的7件事，也許全世界都應該學習 - 7 Things the world can learn from Taiwan
https://youtu.be/6vojxbWWG_o​

#外國人​ #愛台灣​ #生活​ #文化差異 #文化 #台灣