我和 XREX 共同創辦人兼營收長 Winston Hsiao 正在 外貿協會 TAITRA 舉辦的 DATE Summit，分享 XREX 的理念與未來金融觀點，現正直播中！

很開心能夠受邀與許多令人敬佩的業界菁英同台，期待與大家有更多交流！

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今年DATE 邀請來自全球10個國家超過25位企業菁英，10小時接力演說，帶給您全新的數位經濟趨勢及勾勒「全球數位生態系」嶄新樣貌！

更多活動及講師資訊：https://www.datesummit.com

今天的序幕由 #貿協 董事長黃志芳及晶華酒店集團董事長潘思亮的重磅對談展開，探討在 #疫情 海嘯第一排的飯店業如何以創新商模突破重圍，接著更將帶領大家馳騁於 #未來金融 永續投資以及 #創新商模 於新常態生活的想像。

★ Session 1 -未來金融 科技賦能實現永續投資願景
1. 陳亭如/悠遊卡/董事長
From Transit to Life: The Digital Journey of Easy Card
2. Ketan Samani/開發金控/數位長
Future of Finance
3. Nick Pollard/ CFA Institute/Managing Director
Fintech in Disruptive New Business Model
4. Gary Zee/LSEG+Refinitiv/ General Manager, Refinitiv Taiwan
Sustainable Finance-Turning the Art of ESG into Science
5. Arthur Chen/Vpon/ COO
Accelerating Digital Transformation in the New Normal
6. Wayne Huang & Winston Hsiao/XREX/ Founder & CRO
Socially-Enabled Inclusive Financial Access

★ Session 2-創新實驗，新常態後的生活想像
1. 魏國章/MIH/技術長
Digital Transformation and MIH Open EV Alliance
2. 陳泰成/LINE TAXI/執行長
Digital Transformation in the pandemic
3. Mark Peterman/AIR FOM/CEO
Post Pandemic Reality: The climate crisis, and mobility
4. 陳昱珊/Pinkoi/台灣總經理
POST-COVID的永續設計力
5. Victor Chow/3 SQUARE/創辦人
Cloud kitchen for sustainability and profitability

https://www.youtube.com/watch?v=EPo7-R7xmnI

蘋果被法庭令解禁app支付限制，但韓國近期預演應有準備。 #AAPL #蘋果

Apple Inc. was ordered by a court to allow developers to steer consumers to outside payment methods for mobile apps, in a ruling that is a severe blow to the iPhone maker.

A federal judge granted an injunction sought by Epic Games Inc. Friday while also ordering the game maker to pay damages to Apple for breach of contract. The order could take a big bite out of the profitability of the App Store: according to analysts the App Store takes in more than $20 billion a year with a profit margin above 75%.

🌻這星期, 比較引起我注意的就是這幾個新聞了

☘️美國支付公司PayPal(PYPL)宣布，將以3000億日圓（27億美元）收購日本新創公司Paidy，以強化自家「先買後付」（BNPL）產品。

熟悉美股的讀者, 應該對BNPL不陌生了. PayPal這舉動, 其實也強化了跟Amazon的關係:
(from Morgan Stanley)
Provides potential for initial relationship with AMZN in Japan: We think the deal is most notable for giving PYPL its first entry into AMZN's large ecosystem, which PYPL has been trying to gain access to for some time. Paidy began providing BNPL services for AMZN in Japan in November 2019, and after the deal closes, PYPL should have a clear path to eventually sell some of its other core services to AMZN in Japan.

☘️lululemon(LULU)昨天(台灣周四凌晨)發表財報了, 股價跳漲10.47%.

Morgan Stanley:
We highlight margin expansion as particularly impressive against 1) higher eCommerce penetration, which has historically resulted in EBIT margin degradation for many other specialty retail peers, 2) the acquisition of MIRROR, which has not yet achieved profitability, & 3) already best-in-class historical operating margin levels. While some macro factors like lean industry-wide inventory levels may be partially supporting these results, in our view they point to a higher & more profitable growth trajectory for the business compared to the outlook pre-Covid. As such, though LULU’s P/E multiple sits at 46x, above the high end of its pre-Covid 18-41x range, we view current levels as merited against higher future growth & profitability. In our view, this may represent a more permanent valuation re-rating for LULU, & the stock likely continues to trade at elevated levels until results prove otherwise.

🌻Alphabet(GOOGL)今年的表現為什麼那麼亮眼?
今年最會漲的FAANG個股之一, 就是GOOGL了. 如果有在follow這家公司的讀者, 應該有發現他們的營收結構跟過去幾年很不一樣了(可以看下面的表格). YouTube以及Cloud業務成為新的營收成長動能.

Picture: 畫 from National Gallery of Art; 自製的GOOGL簡單營收分類表.

在BNI每一個分會都有八位領導團隊的人物,包括 #主席，#副主席/ #會員委員會，#財務秘書，#教育統籌員，#會員輔導，#活動統籌，#分會成長統籌，#來賓接待
每一位的職責都獨當一面，再加上他們都會有協助籌委會成員（sub committee )
加上起來，都超過20多位成員帶領每一個分會，透過BNI的規範，向着共同目標。

[目標]就上大海之中一座燈塔，船長及導航員看見燈塔才知道方向及前進。
燈塔就代表 - BNI 規條與文化
船長及導航員-就是一群領導團隊

這個目標就是建立優質的商務團隊
我們要建立目標從而達成目標

每一位領導團隊的人物都是由基礎會員開始，之後付出投入BNI系統,建立關係再成為領導團隊之一

可能你會問為何要做領導團隊？
要用多很多時間，精神，及挑戰，甚至乎也會有可能得到批評及批判；
面對分會會員不是你公司的下屬，已是不同行業的領導，還有領導他們建立關係良好的商會不會同自己有任何金錢利益。

BNI 除了是一個互相槓桿建立關係的商業平台，還是一個訓練領袖的學習體系，每一位投入BNI的核心領導團隊，都會勇於學習、改變、調整、在接受挑戰。
也希望會員們可互相合作，加點耐性及包容。
沒有人可以做到100分，但每一個學習做領導的人都不停努力會令自己比昨天更進步。

可能有人會覺得規矩及規範太死板

但沒有規範的團隊亦沒有目標，這麼不是[團隊]，這是「團體」

大家想有規範有目標的「團隊」或是 只求嬉戲的「團體」呢？
BNI 經過30多年的歷史建立規範及系統，目標是可令每一位老闆有生意的槓桿，這個是我們長遠的目標，而不是短期的利益。
每一位領導團隊的人都會藉着BNI的宗旨Givers gain 先捨後得
而核心會員及領導團隊都會懂BNI 的三個英文字 VCP
有
能見度（visibility)
及
貢獻及付出你的能力（Capability)
也相信持之以恆會有
應得的收穫（Profitability)  

付出才有傑出
透過領導團隊職務
建立在會員心中更深遠的影響力


#bni #bnidrivenchapter #領導團隊 #教育統籌 #先舍後得 #能見度 #VISIBILITY #貢獻 #付出#能力#CAPABILITY #收穫 #Profitability #VCP #主席，#副主席/ #會員委員會#財務秘書#教育統籌員#會員輔導#活動統籌#分會成長統籌#來賓接待 #團隊 #pollychan #陳麗文 #polly玻璃窗
#教育統籌員

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