I love film-making and hence further my master with Beijing Film Academy, at 33.

After 15 months of waiting with no definite answer when China will open its border to international students, I finally made the decision to stop my studies. I'm doing film distribution & marketing and aims to produce a feature film upon my graduation. I have done one year online class and if I continue Year 2 completely on-line, I seriously doubt if I will make the right connection and have resources to leverage on to produce or finance a film project in Year 3.

A friend from the industry said the scariest part of this lockdown is seeing yourself losing interest in everything you once passionate about. The thought of surviving is so overwhelming that you no longer have energy left for your dreams.

On Monday last week, I submitted my deferment letter and opened a LinkedIn account. Time to re-set, re-start, and re-adjust. Gals & boys, we're all in this together... Sharing is caring, you may share your story too... Let's be kind and support each other! 😌 #lifegoeson #postcovidlife

How to fix your PAIN in 5min by yourself! 5+5

To all my student who participant last year 2020, unfortunately the deferment due to covid-19. Definitely we will start the class soon as long as the situation got control well🙏

Again thank for your support and trust we will definitely start the workshop soon as promise! At meanwhile, i wish you stay safe and keep your family safe from this pendemic 🙏

如何5分钟内解决你的身体疼痛！

至于老师在2020年加入我的的学生群大家庭的学生们，我知道大家过去的一年过得也不容易。老师本来跟大家12月的课程也因此不停的延迟直到病情受控制为止。

不过老师还是想跟大家说声谢谢，谢谢大家对老师的信任。当状况允许的时候我和我的团队一定会在第一时间里通知大家上课的时间和地址。🙏

最后老师希望你能过远离病毒，也同时好好照顾家里的成员🙏

#publicSpeaker #covid19 #talk #5plus5 #painmanagement #neckpain #legpain #backpain #vincentsiow #revmalaysia

How to cope with HK 🔄 SG Air Travel Bubble's latest deferment update: Pigged out my remaining otah from Singapore (ate them all before taking a selfie) and ordered Hainanese Chicken Rice, Bak Kut Teh and Laksa for dinner.

Sad but shiok.

See you in 2021, Singapore.

@foodtravelbabe

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原来童话故事都是骗人的。。。。
不过也算是没办法中的办法

------------朋友分享的文章------------
因为它们是“不收累计利息”（NO compound interest），也就是利息➕利息而已
但他们还是会收利息???
至于 收取《不收累计利息》和《收取累计利息》的到底差别在哪里呢？
让我们上个数学题吧～
#朋友们大家上课咯??
#请来个深呼吸
————————————————————————————
Example : #这是您的第一年又第一个月
Loan amount : Rm 800,000
Rate : 3.8%
#有收取累计利息or复利 (compound interest )
#April (4月）
计算方式是：Rm 800,000 x 3.8% x (30/365)
**30-是指4月份有 30天
* 365- 是指 一年有365天（ 因为屋子的利息是daily Rate)*
所以 April interest is Rm 2,498.63
*所以你就来欠bank的欠就是 RM 802,498.63
#May (五月）
Outstanding balance - Rm 802,498.63
May interest - Rm 2,589.98 (Rm 802,498.63 x 3.8% x30/365)
*所以你欠bank的数目是- RM 805,088.61*
#Jun (六月）
Outstanding balance - Rm 805,088.61
Jun interest - Rm 2,514.52 (Rm 805,088.61 x 3.8% x30/365)
*所以你欠bank的数目是- RM 807,603.13*
#July( 七月）
Outstanding balance - Rm 807,603.13
July interest - Rm 2,606.46 (Rm 807,603.13 x 3.8% x31/365)
*所以你欠bank的数目是- RM 810,209.59*
# August (8月)
Outstanding balance - RM 810,209.59
August interest - Rm 2,614.87 (Rm 810,209.59 x 3.8% x31/365)
*所以你欠bank的数目是- RM 812,824.46*
#Sept (9月）
Outstanding balance - RM 812,824.46
Sept interest - Rm 2,538.68 (Rm 812,824.46 x 3.8% x30/365)
*所以你欠bank的数目是- RM 815,363.14*
所以最后你欠bank的数目是 RM 815,363.14
也就是你被收取而外利息是 Rm15,363.14
————————————————————————————
#不收累计利息or没复利（NO compound interest）算法
如当个月只有30天的计算模式
Rm 800,000 x 3.8% x 30/365 =Rm 2,498.63
**四月，六月，九月是30天
Rm 2,498.63 x 3 month = Rm 7,495.89
如当个月只有31天的计算模式
Rm 800,000 x 3.8% x 31/365 =Rm 2,589.92
**五月，七月，八月是31天
Rm 2,589.92 x 3 month = Rm 7,745.75
那么一共这6个月是Rm 15,241.64
*简单来说这两者的算法差别大约Rm121.50*
#结束计算题
#下课放学??
----------------完---------------------



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