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[爆卦]Budgets是什麼？優點缺點精華區懶人包

雖然這篇Budgets鄉民發文沒有被收入到精華區：在Budgets這個話題中，我們另外找到其它相關的精選爆讚文章

在 budgets產品中有129篇Facebook貼文，粉絲數超過68萬的網紅IELTS Fighter - Chiến binh IELTS，也在其Facebook貼文中提到， - Chữa đề Writing thật tiếp theo thôi cả nhà ơi - Đề số 10 nhé: Some people think it is more important to spend public money on promoting a healthy li...

　同時也有12部Youtube影片，追蹤數超過71萬的網紅VOGUE Taiwan，也在其Youtube影片中提到，「不同年薪」的女人想法差異多大？►https://smarturl.it/hrb8lt 我們訪問了13位不同薪水的女性：你有什麼省錢秘訣？ 找出不同年薪女性分享的省錢祕技。 #不同薪女人 #紐約女性 #存錢秘訣 【 其他熱門主題】 讓喜歡的事變生活！Good Job！ ► http://smart...

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budgets 在 мαʏα ʜᴀᴢᴇʟ ǫɪɴ マヤ • sɪɴɢᴀᴘᴏʀᴇ Instagram 的最讚貼文

2021-08-18 11:36:07

𝗵𝗮𝗽𝗽𝗶𝗲𝘀𝘁 1𝘀𝘁 𝗯𝗶𝗿𝘁𝗵𝗱𝗮𝘆 𝘁𝗼 @lottedutyfree! 🥳🥳🥳 just a year ago, @lottedutyfree from korea has landed in singapore. they brought an 𝗲𝘅𝘁𝗲𝗻𝘀𝗶𝘃𝗲 𝘁𝗿𝗮𝘃𝗲𝗹 𝗿𝗲𝘁...

  • IELTS Fighter - Chiến binh IELTS

    budgets 在 IELTS Fighter - Chiến binh IELTS Facebook 的最佳貼文

    2021-09-20 12:16:24
    有 92 人按讚

    - Chữa đề Writing thật tiếp theo thôi cả nhà ơi - Đề số 10 nhé: Some people think it is more important to spend public money on promoting a healthy lifestyle in order to prevent illness than to spend it on the treatment for people who are already ill. To what extent do you agree or disagree?

    Bài mẫu:

    The state spending on public health has become a widely perpetual concern. Some individuals argue that these already scarce resources should be reserved for the prevention of lifestyle-related illness. In my opinion, the government should focus more on the prevention of illnesses rather than medical treatment.

    On the one hand, certain acute diseases, non-preventable regardless of governmental efforts to promote a healthy lifestyle, still need a state budget allocation for medical care. One of the primary duties of the government is to provide publicly funded healthcare to the whole population. Therefore, covering therapeutic and medical costs for those already developing symptoms of acute conditions would be a significant part of that duty, helping mitigate the financial burden associated with those maladies. In other words, a dearth of investment in treatment would be devastating patients’ individual life and wreaking havoc on overall social welfare.
    On the other hand, promoting a healthy lifestyle as a prevention strategy is meant to avoid the entire economic burden of chronic diseases, affecting a significant proportion of the population. Those conditions, occurring across different life course stages, share common preventable risk factors relating to unhealthy behaviors, including poor nutrition, inadequate physical activity, and chronic heavy drinking and smoking. If left unchecked, trends in chronic diseases risk factors combined with a growing and aging population will increase the numbers of people living with chronic conditions, later causing the heavy burden of illness in patients, their families, and the community. Therefore, given a scarcity of state budgets for various public services, the government should directly provide information, including health education campaigns, or regulating information, such as limits on advertising and guidelines on food labelings. As a result, positive changes in individual lifestyle would follow, helping them withstand the ravages of time, and saving the state budget for other economically beneficial needs, such as technological investment, education, and infrastructure, rather than spending on treatment.
    In conclusion, while allocating its healthcare budget in treatment, the government should promote a healthy lifestyle to avoid preventable chronic diseases due to its economic rationality.
    Words: 341

    ----
    Tháng 9 này, cùng IELTS Fighter Find your Fire - thắp đam mê, kệ Covid, học tập nâng cao kiến thức mỗi ngày nha. Các bạn cùng chờ đón cuộc thi Đại sứ IELTS Junior nè, Livestream học tập mỗi tuần và workshop online cho sinh viên siêu thú vị nữa nha. Theo dõi fanpage IELTS Fighter - Chiến binh IELTS để cập nhật thông tin nóng thường xuyên nhé.

  • 貓的成長美股異想世界

    budgets 在 貓的成長美股異想世界 Facebook 的最讚貼文

    2021-09-06 07:52:03
    有 69 人按讚

    🌻Docusign(DOCU), Crowdstrike(CRWD)財報結果
    上週這兩家公司發表財報了.

    這兩天看了一下他們的財報結果. Again, 兩家的表現都很好, 但發現分析師給DOCU的調價(往上)幅度比較多, 就好奇研究了一下SaaS公司是怎麼被估值的. 有興趣的話可以看看(從中學習到很多. 非常推薦一讀):
    https://makingsenseofusastocks.blogspot.com/2021/09/blog-post.html

    (By the way, 分析師對CRWD的價格調幅沒那麼大, 主因是成長趨緩了. 而DOCU的free cash flow佔營收比, 以及顧客黏著力在這季創了新高, 是讓分析師按讚的幾個原因).

    關於CRWD: "The Street is already modeling revenue growth deceleration in 2022 to 36%, down from 60% expected in 2021, which on its own might prove a hurdle for a stock already trading at a high multiple," said Bank of America analyst Tal Liani in a report.

    分析師對於DOCU的評價:
    • 11位buy; 給的價格分別是: $310, $320 (x2), $330 (x2), $340 (x2), $345, $350, $350, $389
    • 給Buy的分析師的評語:
    o Baird: The analyst continues to view them as a best in class way to play digital transformation trends with strong growth, cash flow and profitability, and a strong competitive position. Power said DocuSign remains one of his top long-term compounding growth ideas.
    o Citi: While slightly shy of the double-digit billings beat in recent quarters, DocuSign still delivered a solid 8% beat to Q2 billings, which grew 47% year-over-year, Radke tells investors in a research note.
    o Evercore ISI: he calls "another strong quarter." While some may have wanted to see more aggressive Q3 billings guidance, he believes estimates "continue to leave room for upside," Materne said.
    o JMP Securities: While revenue growth decelerated to 50% from 58% in Q1, the company is the clear leader in electronic signature and the broader system of agreement having crossed over 1M customers with a $2B run rate this quarter, the analyst tells investors in a research note, adding that he sees lots of room for growth as DocuSign targets a $50B total addressable market.
    o Needham: The analyst commented, "Docusign reported another strong quarter in 2QF22 with typical DOCU upside to revenue and profitability. Sales metrics and growth decelerated Q/Q, as we expected against a massive pandemic quarter, but at a much slower rate than we believe much of the Street was anticipating. 65k net new customers was lower than the 70k - 90 range of CY20 but was still more than 2x greater than any pre-pandemic quarter, highlighting a strong end-market driving 47% billings growth against a strong comp. Commentary on incremental Agreement Cloud demand was positive, suggesting an additional growth tailwind combined with solid international can further aid 2HF22. Although DOCU shares could be lower near-term due to weak 2H OpMg guidance, we think this guidance is conservative, as the recent OM was greater than the pre-pandemic level even with tough comps."
    o RBC Capital: The quarter highlighted the sustainability of the company's tailwinds post-pandemic as most of its underlying metrics such as billings and net revenue retention were solid, the analyst tells investors in a research note, adding that the traction with CLM and Notary was also "impressive".

    分析師對於CRWD的評價:
    • 12位buy; 給的價格分別是: $300, $310 (x2), $313, $315 (x2) , $305, $320, $325, $330 (x2), $340
    • 1位給hold: $280 (from $220 by J.P. Morgan(same))
    • 給Buy的分析師的評語:
    o Baird: The analyst believes the company has significant room for growth with core modules, opportunities with Humio and in cloud workload security, among others, should help drive a continuation of strong growth over a long time horizon.
    o BTIG: The company's "strong" Q2 results "cleared every hurdle", even though the buy-side benchmarks may have been slightly higher, the analyst tells investors in a research note. Powell adds that Crowdstrike is clearly gaining share in its core endpoint security target market at a rapid pace and gaining traction with new products across multiple categories.
    o Canaccord: The analyst said the stock is down from its recent highs, and he thinks the re-rating creates a more favorable entry point for longer-oriented investors for a foundational security name. He views Crowdstrike as a long-term secular winner in security due to its native cloud platform advantage versus closely held peers in endpoint security combined with platform expansion into tangential segments to capture greater share of security budgets.
    o Goldman Sachs: CrowdStrike last night delivered "another beat and raise quarter as the company benefited from another quarter of elevated demand," Essex said. But it traded lower following net new annual recurring revenue growth guidance that was slightly less than investors had hoped for. Essex, nonetheless, said the quarter demonstrated CrowdStrike's "ability to continue to go down market efficiently."
    o JMP Securities: The analyst notes the company's Q2 annualized recurring revenue of $1.34B topping his estimate of $1.30B, with "sustained" 70% ARR and revenue growth along with margin upside seen as key highlights for the quarter. Suppiger adds that the metrics reflect Crowdstrike's "strong execution and robust demand environment".
    o Mizuho: "very good" fiscal Q2 results. The annual recurring revenue growth of 70% year-over-year "was strong and still nicely surpassed" the Street's 65%-66% estimate, Moskowitz tells investors in a research note. He believes "strong execution can propel" Crowdstrike's stock higher.
    o Piper Sandler: The company's metrics "outperformed across the board" in Q2 with 70% annual recurring revenue and revenue growth and record net new customer adds in the quarter, Owens tells investors in a research note.
    o RBC Capital: Hedberg adds that CrowdStrike's record pipeline entering Q3 should continue to fuel the company's "land-and-expand" momentum.
    o Stifel: Q2 results that he said "exceeded consensus estimates across all major financial metrics." He continues to believe that Crowdstrike's growth opportunity "remains in the early days" despite the company's scale given continued share capture within its core endpoint security market and incremental module adoption on the Falcon Platform, Reback tells investors.
    o UBS: the company reported "pretty good" Q2 results against high expectations.

    🌻趨勢: 跨境電商 Cross-border commerce
    Morgan Stanley:
    From our perspective, we think many are underestimating what the cross-border eCommerce demand could ultimately be, once key friction points like FX rates, tax and duties, shipping, language, etc are smoothed—all issues that Global-E directly addresses.

    Cross-border ecommerce brings new, high-yield volume: We think elevated levels of cross-border ecommerce (ex-travel) is a structural shift thathas yet to be fully contemplated in MA (and V)'s long-term forecasts. MA's cross-border CNP ex-travel volume was 69% above 2019's level in 2Q and 63% higher in 1Q. Strength reflects both broader ecommerce adoption plus globalization of commerce, as marketplaces and services that reduce cross-border friction (such as those from GLBE) make international online ordering more readily adopted. Early data at V suggests greater cross-border ecommerce spend is persisting even in areas with pre-pandemic levels of international travel. Cross-border transactions also come at a higher yield, making us more optimistic that the trend can bring incremental long-term growth to the networks.

    產業的潮流是有連貫性的. 疫情讓電商更發達後, 接下來應該就是加速電商跨境了. 跨境的話, 有很多問題需要解決(稅率, 語言, etc.) 這就需要有公司來做整合的動作. 這種跨境, 也可以想像是omnichannel的一種呈現.

    Harley Finkelstein (President of Shopify): "I mean I think commerce in 2021 is cross-border."

    🌻SPAC熱潮退卻，初創市值蒸發750億美元
    "SPAC熱潮已經退卻。分析顯示，在2月中旬以前完成合併的137家SPAC的總市值已經蒸發25%，市值回落幅度上個月一度超過1,000億美元。"

    "像貝萊德(BlackRock Inc., BLK)和富達投資(Fidelity Investments Inc.)這類企業管理的基金，以及許多對沖基金、養老金管理公司和其他一些投資者，都在SPAC的回落中遭受了衝擊，他們在去年年底開始的熱潮中競相投資SPAC。其中許多基金由於在價格還很低的時候就早早入場，所以現在仍坐擁可觀收益。事實上，SPAC市值仍有約2,500億美元，高於一年前的約1,000億美元，反映出這期間股價上漲和新公司上市的影響。

    但即便如此，今年年初令人炫目的回報還是讓許多後來者做了接盤俠，扎堆投資所謂穩賺不賠的領域，其永恆的風險可見一斑。在過去的幾個月裡，一些投資者眼睜睜看著帳面財富縮水。"

    "股價下跌會在SPAC領域形成惡性循環，因為投資者有權在併購交易前從空白支票公司撤資。一旦SPAC跌破發行價，投資者就更有可能這樣做，而許多SPAC的股價現在正處於這樣的水平。目前，在尚未宣布併購交易的空白支票公司中，超過95%的公司股價低於發行價。

    投資者的大規模撤資會讓已經上市的空白支票公司手上的現金大幅減少，讓其更難實現業務目標，並可能加劇股價跌勢。"

    https://on.wsj.com/3n6JznC

    🌻BNPL (buy now pay later)
    But most BNPL providers including Affirm, Klarna and Afterpay have been losing money despite breakneck revenue growth as they invest heavily in marketing to win share. Sweden-based Klarna’s credit losses more than doubled in the second quarter. Affirm has projected adjusted operating losses of $50m-$55m for the fiscal year that ended June 30.

    The path to profitability for many of these companies was to achieve massive scale, analysts said.

    https://www.ft.com/content/ca201a37-a16d-4223-b123-04d38350a972

    Pictures: 一葉知秋; from EarningsWhispers

  • budgets 在 Facebook 的精選貼文

    2021-08-09 13:06:37
    有 1,604 人按讚

    #企業社會責任
    #企業擦鞋責任

    擦鞋係會擦到上腦！

    講太多廢話，模糊化一件幫運動員嘅好事。

    佢出嚟係為咗宣布新鴻基加碼，
    對一項「體院x科大」運動項目基金，
    由$600萬增至$1,000萬元。

    可惜擦鞋基因太旺盛，
    而家講完一大輪，
    無人知點幫香港運動員，
    淨係知你話港隊同國家隊交流吓練習，
    就要大大聲感謝國家，
    成段講辭公關稿，
    有無先感謝香港運動員付出？

    報道標題又係擦鞋擦唔切，
    淨係話感謝國家，
    無提你新鴻基捐錢。

    捐一千萬，感謝國家 -
    that’s the message.
    而家啲CSR（企業社會責任）公關水準真係低，
    宜改為企業國家責任，
    分開兩個budgets.

    //新鴻基地產執行董事郭基煇認為，沒有國家隊的支持，港隊亦不會取得如此驕人成績。//

    //港隊亦很多時會到內地集訓，與國家隊訓練交流，感謝國家及特區政府的支持，令單車隊能在今次奧運取得佳績。//

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