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並前往https://books.google.com.tw/books?id=NHMNQ7IatgAC&pg=SA13-PA78&lpg=SA13-PA78&dq=preclude+vs+exclude&source=bl&ots=mnUg9y_c75&sig=ACfU3U3coRQPkQlWCkP_julNTh9piytgbQ&hl=zh-TW&sa=X&ved=2ahUKEwisvoi5goj2AhVCxoUKHfXbABkQ6AF6BQjGAhAD

Policyholder's Guide to the Law of Insurance Coverage

[11] Operation of Ordinance Many all-risk policies exclude losses that are caused by the requirements of local ordinances or laws.

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