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並前往https://www.msn.com/en-us/money/personalfinance/you-need-an-emergency-fund-heres-how-to-start-growing-it-now/ar-AALT2EH

You need an emergency fund. Here's how to start growing it now

If you don't have an emergency fund, you may fall behind on bills or be tempted to put expenses on a credit card (not a good idea, by the way).

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