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並前往https://www.hkbea.com/pdf/tc/credit-card/What%20is%20chargeback.pdf

1 (I) What is chargeback? 什麼是信用卡退款保障? For ...

For disputable credit card transactions, cardholder may request a chargeback from the merchant's acquirer. (“acquirer”) through his/her card issuer.

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