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並前往https://www.irs.gov/retirement-plans/403b-plan-fix-it-guide-an-employee-making-a-15-years-of-service-catch-up-contribution-doesnt-have-the-required-15-years-of-full-time-service-with-the-same-employer

403(b) Plan Fix-It Guide - An employee making a 15-years of ...

... (if the employer's plan includes this provision) the employee must have 15 years of service with the same eligible 403(b) employer.

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