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Can I trade in my car if it is not paid off? Yes, but you'll want to verify that the trade-in value is enough to pay off the car loan. Otherwise, the balance will roll into the next auto loan and you'll owe more than the car is worth. We recommend getting an actual offer on your car from Edmunds to check if its value will be enough to cover your loan balance. In some cases, you might even have some equity in the car, at which point the money is yours to keep. Learn more What's a good price for a used car? Used car prices vary greatly based on the year, make, model, body style, condition level, mileage, and the location or ZIP code where the vehicle is being sold. This is why it is important to use a trusted car price guide like the one at Edmunds. If you're buying directly from the owner, you'll want to look at the private-party value and make an offer based on that. If you're buying from a dealership, you'll want to focus on the retail value and make an offer that is between the trade-in value and the retail value. Learn more
