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並前往https://www.americanexpress.com/content/dam/amex/hk/en/staticassets/insurance/American_Express_Premier_Travel_Protector_Single_Trip_Plan_Policy_Wordings.pdf

Travelwell Worldwide Travel Insurance Policy - American ...

months and must be certified by a Physician to be total, continuous and Permanent for the remainder of ... 如屬失蹤，由法院宣佈推定死亡。 住院現金.

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