為什麼這篇we transfer詐騙鄉民發文收入到精華區：因為在we transfer詐騙這個討論話題中，有許多相關的文章在討論，這篇最有參考價值！作者ZhenyaP (陸玖)看板Bunco標題Re: [網路] 賣給外國人東西到國外 有帳務問題時間...
首先我得說，
所謂「我是某某國人，但是目前在奈及利亞，所以blah blah blah」
是已經很老而且很慣用的拍賣詐騙手法。
這些詐騙者要的並不是你的商品，而是錢。
我知道的版本就有：
1. 寄假的支票來支付費用，但是支票上面的金額就絕對會超過商品的價格，
然後再要求賣方將溢款匯還給他。
舉例來說，東西要4000元，他就匯個10000元之類的，
然後再要你匯6000元回去給他。
等到你把所謂的溢款匯給他，
就會發現你手上那張10000元的支票根本不能兌現。
2. 以銀行的名義寄來假的確認信，
表示他已經將錢匯過來了。
之後的手法相同，就是假設東西賣4000元，
信件就會表示他多匯了錢，請你將溢款還給他。
※ 引述《kinny79912 (亞連沃克)》之銘言：
: 首先 我是在香港的奇摩設賣場 賣了一件衣服出去 要寄去尼日
: 然後我跟他之間的對話 全是英文 我大概只有 8成懂 想說試試看
: 談好價錢後 他迅速的匯錢過來
: 我收到來自 scotiabank 的兩封信
我大致瀏覽了一下原PO貼上來的這幾封信。
我不知道Scotiabank是否真的親切到還會特地寄e-mail通知收款人，
不過說真的這幾封信的用詞（跟部分文法）並不太像正式的銀行通知。
: 第一封
: Dear
: lai jyun cheng,
: We honor to inform you that the sum of (4460HKD)that was transferred to you
: from Mrs suzzy the buyer of your item, has been updated (4460HKD)to and
: transferred into the account details below
: ***BUYERS ACCOUNT DETAILS***
: Holders Name: Mrs Suzzy
: Account Number: XXXX1975
: Country: United Kingdom
: Email: [email protected]
: Your Payment has been Processed Successfully on your behalf and it remain
: the final process to Transfer your money into Your Bank Account, but before
: this we will need the POST OFFICE/EMS Tracking Number of the item before we
: can activate your bank account. Please do allow 12 to 24 hours to activated
: your bank account after verifying the shipment of the item to the buyer.
: This is how we work things out here,Concerning the payment For Goods and We
: do hope you will understand us well and Comprehend with us about our form of
: payment to Secure both the buyer and seller interest from any Type Of Risk
: and Fraudulent Practices that is Very Rampant Through Online Transactions.
: OUR TERMS AND CONDITIONS......
: We write to inform you of the readiness of this bank to make the transfer
: as soon as the shipment is made and verified .We urge you to please send to
: us the POST OFFICE/EMS scanned receipt of this shipment for a through
: verification.
: We have finished the procedure of the transferring of the full payment to
: your bank account , but you will need to ship the items out and send us the
: tracking number, for your shipment verification so that we can activate your
: bank account and the full payment will be transferred to your account from
: SCOTIA BANK® direct to your account.
: - Hide quoted text -
: This is our Information for buyer 1. You must know that once the payment
: has been made by the buyer the money now belongs to the seller and it will be
: transferred immediately to his or her account as soon as the seller follow
: our procedure.
: 2. Once shipment has been verified, the money will be delivered to seller
: account information given to us by you and hence from now on,You did not have
: control on the money paid by you to the seller as we are the one to handle
: everything yours is to receive your item, we are using this policy to protect
: both the seller and buyer from internet fraud.
: You can go ahead and ship out your buyer's item{s} and send SCOTIA BANK®
: the shipment tracking number in order to activate your bank account within
: the next 24 hours time and to finish the final process for us to transfer
: your full money into your bank account,you will receive your money as soon as
: you have send us the tracking number or a scanned copy of the shipment
: receipt ,You will have to ship the item to the shipping address provided by
: the buyer .
: ***PLEASE NOTE***
: Your bank account will be activated with the money immediately you
: send the shipment details and has been verified.This measure is taken in
: order to protect both seller and buyer interests and to reduce the occurrence
: of fraudulent activities.
: Also if you have any question you can contact the Dundee BANK ® direct with
: this email address for further enquiry through the following
: email:{[email protected]}
: ***ATTENTION***
: The order has been APPROVED, you Can now ship the merchandise to the buyer's
: shipping address. You are expected to make the shipment with 48 hours of
: receiving this Transfer Payment Approval Notification and get to our
: Transfer department/Technical Dept. with the tracking number for Shipment
: Verification.
: THANKS FOR USING SCOTIA BANK® ONLINE TRANSFER...............
: Email: [email protected]
: Scotia Line:+447024033148
: Thank you for using Scotia Bank.
: 中間還有表格寫著我的帳號和 姓名和國家 當時他似乎勿把nt弄成hk因為本來是在香港賣
首先，這騙人的可能性太大了。
仔細想，Scotiabank何時管這麼寬，
你們拍賣過程當中何時寄出商品與該銀行何關，
更別說什麼要等原PO把商品寄出／買家確認之後，
銀行才會啟動帳戶.......
Scotiabank又為何需要拿原PO的郵件追蹤號碼......生意做很大？
還規定收到這封確認信之後48小時內得寄件.......？
: 第二封
: Dear
: Customer,
: We are hereby informing you that the Payment Confirmation which you
: received earlier is now approved and is ready to be released to your bank
: once you comply with this process. We will like you to know that we are
: expecting the shipment tracking number from you today. We advise you to go
: and make the shipment now.
: Go ahead with the Shipment of the item being ordered from you by our client
: (Mrs Suzzy) and send us the Shipment Tracking Number for the Shipment
: Verification.
: Once the shipment has been confirmed the total amount of {4460HKD} will be
: remitted to your bank, from Scotia Bank straight into your Bank Account. We
: hereby congratulate you for using Our Company for your online transfer We
: have received a transfer of the total amount {4460HKD}which was transfer to
: you by (Mrs Suzzy) for an auction items.
: The process which you will have to follow so that you can get your money are
: being stated below:
: [1]. Go ahead and Ship out the item ordered from you by our client.
^^^^^^^^^
從剛剛就一直"go ahead"的，哪家銀行的確認信這麼口語......
: [2]. Send the Shipment Tracking Number to our us for the Shipment
: verification.
: [3]. You will have to be patient till when the Shipment Verification Process
: will be over which will take up to 24 Hours.
: [4]. Your account would be credited immediately the Shipment Verification
: Process is Over.
: So as soon as you follow up these process you have no problem with the
: Management and you will get your fund in your bank account easily and
: quickly. We wait for the shipment verifications Asap.
: 之後他要我先把東西寄給他 並給她收據圖 以及 回信給scotiabank
: 似乎錢才會被激活 在此之前我不會收到錢
: 我覺得有點怪 又心想這可能是跨國買東西 不一樣的做法吧
: 便硬著頭皮去做
: 一切都成了之後
: 我收到第三封信
其實原PO可以先打電話給165......
: Dear
: Customer,
: We hereby confirmed that we have received the shipment Tracking number
: of the transaction between you and (Mrs gold suzzy) and we will proceed with
: the shipment verification,so as soon as we can confirm the shipment we will
: transfer the total sum of the amount into your account within 6-12hrs,so we
: want you to know that,we will notify you as soon as we are through with the
: shipment verification.. Once again, thanks for choosing scotia bank as your
: online auction payment.
: Duly at your service
: THANKS FOR USING SCOTIA BANK® ONLINE SERVICES...............
: Email:[email protected]
: Scotia Line:+447024033148
: Thank you for using Scotia Bank.
: Richard E. Waugh President &
: Chief Executive Officer
^^^^^^^^^^^^^^^^^^^^^^^
原PO進行拍賣交易，跟Scotiabank的
CEO（執行長）Richard E. Waugh有什麼關係？
再說那個e-mail看起來也不像是正式的帳號。
: 那時他似乎是跟我說 我半天 內會收到錢 我就去睡午覺了期中考很累...
: 誰知我半夜醒來想讀書就聽到 他錢似乎匯錯了 匯了19000nt過來
: 算算4460hk似乎就差不多是這價錢
: 他便要我退回15200 過去 但是我並沒有收到錢 他辯解說
: 錢現在是被他們那不知道啥機構凍結住了 問郵局銀行也沒用 因為根本還沒入帳
: 他要我去生15200退回去 我才能拿到他們的19000
: 我回說 我現在沒錢 而且我不可能為了3000多塊錢 匯10000多塊給陌生人
: 他跟我說這樣 scotiabank 的人可能會通知台灣的警察@@(我也不知哪個點)
: (原本的4400多港幣是誤會應是4400多台幣後來因為運送方式改變 變成3800台幣 )
無論是不是詐騙，原PO畢竟沒有收到錢，
沒有道理錢沒收到就要退溢款給對方。
錢被凍住了又不是原PO搞的，
是對方那邊的啥機構弄的，
要追究也是先追究那邊吧（茶）。
如果錢真的有入帳，原PO再來煩惱也不遲。
: 而後我收到最後一封信
: YOU ARE SAFE AND SECURED WITH US
: Dear
: Valued Customer,
: We want to inform you that (Suzzy) has made additional payment to your
: Account, This Additional payment has been Approved (NT19,000) and we will
: like to know if we should make the payment to your Account in HKD ,Please you
: will have to send the amount of (NT14,540) which has been added to your
: money by (Suzzy) to her client using WESTERN UNION MONEY TRANSFER according
: to her instruction and contact us back with the scan western union receipt
: today so that your account can be activated with (NT19,000)
: immediately.please kindly update us so that we can proceed with the payment
: to your account immediately.
這段還滿妙的。
Scotiabank還管到西聯？XDDDDD
而且信裡說原PO得將台幣一萬四千多透過西聯匯給Suzzy，
然後還得掃一份西聯收據給Scotiabank，
這樣Scotiabank才會啟動那個有一萬九千元的帳戶。
先說寄件了就啟動帳戶，
現在又說西聯匯款了就啟動帳戶......
究竟何時才會啟動這個不知道存不存在的帳戶呢.......
而且既然帳戶還沒啟動，
Suzzy（買方？）直接從她那邊取消這筆交易／匯款就好啦，
之後再重新匯一次正確的金額過來就行了。
這封信應該是詐騙集團緊張說原PO可能察覺到不對勁，快要跑了，
所以才又捏造過來催促的e-mail。
: Scotia Bank is sorry for the inconvenience this might have caused you.
: Western Union Address Details
: Name- okoruwa peter
: City- Ibadan
: State- Oyo
: Country- Nigeria
: Zip Code- 23402
: Question-What is your colour
: Answer-White
: 似乎他們要我去銀行 生15220去西聯匯款 不是14540是因為之前運費的更改
: 之後半夜就有個外人打來 啪啪啪的講了一大堆 我一個字都聽不懂所以就掛了
: 我覺得這可能是詐騙的手段 跟我交涉的女性 是英國人 但他現在人似乎在奈及利亞
: 可是我不知道我就這樣不管他 是不是真的會有警察來 也不知道會有怎樣的麻煩
: 我東西是昨天寄的 我還有方 法把他攔截嗎?
: 想聽聽版上大大們的意見
: 真的是感謝了 在這多事之秋 晚點還要去打電話 問問郵局和165之類
原PO還是打個電話給郵局跟165，算是換個心安吧。（拍拍）
我是傾向於認為這是詐騙，
因為怎麼看，這幾封信捏造的成分都很高，
一些似是而非的「銀行規定／手續」，
更別說又有關鍵字「奈及利亞」。
祝福原PO順利躲過這風波。
--
※ 發信站: 批踢踢實業坊(ptt.cc)
◆ From: 220.141.61.170
推 rosequeen:推你用心 應該來選板主XD 11/11 22:11
只是雞婆而已囧>
推 kinny79912:感謝您 我已在po文當晚把事情run一遍了 應已都解決 11/12 01:33
→ kinny79912:就是 只懂英文大概的意思 不懂細節 才會誤信詐騙QQ 11/12 01:34
請讓我說聲恭喜！
也真虧原PO警覺心強，要不然事態還不知道要怎麼發展。
※ 編輯: ZhenyaP 來自: 220.141.49.18 (11/12 02:05)
推 kinny79912:也是賠了400多的郵資呀 ! 不過真算小錢了! 11/12 02:12
→ kinny79912:再呆也不會為了3000多啥都不問匯1萬多給人謝謝您回文! 11/12 02:13
推 kinny79912:發現一件很罕古的事 我一直以為NIGERIA 是尼日因為 11/12 02:28
→ kinny79912:GOOGLE翻尼日利亞= = 冏了! 11/12 02:28