#Eugene讀的300多本myON電子書記錄
(此圖不包含同myON的『Kaite Woo』和『Dino』系列)
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大概是從5月中疫情爆發的時候，
SJE女孩兒門關在家防疫課時哪兒也不去，
沒上學的自學生Eugene則維持學習的步調，
卻增加了 #myON電子書 的量!
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延伸上一篇文 ‧ 傳送門https://www.facebook.com/ingrid.ing.1024/photos/a.1661247717465782/3058233677767172
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這張圖是5月~7月底的myON電子書+AR測驗記錄，
部分介紹找時間將截圖在留言處，
其他還有很多橋梁書套書、小說的閱讀同時進行~
#SJE閱讀記錄 #Eugene6Y7M #英文閱讀 #英文有聲書
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以下是Eugene讀『myON電子書記錄』書名提供給大家，
字數不多，並且很精彩!
Eugene讀的共有300多本，
字數約在1千上下，
而且精彩的說書人真是讚!
超多好看的書讓小E會想一讀再讀呢!
很多書小E看完就不測AR了，
所以列書單如下：

◆ The Elves Help Puss in Boots
◆ Quest for the Unicorn's Horn
◆ Medea Tells All: A Mad, Magical Love
◆ Medusa Tells All: Beauty Missing, Hair Hissing
◆ Three Blind Mice Team Up with the Three Little Pigs
◆ The Tooth Fairy
◆ Seriously, Snow White Was SO Forgetful!
◆ Trust Me, Hansel and Gretel Are Sweet!
◆ Snow White and the Seven Robots: A Graphic Novel
◆ Red Riding Hood Meets the Three Bears
◆ Red Riding Hood Meets the Three Bears
◆ The Robo-battle of Mega Tortoise vs. Hazard Hare: A Graphic Novel
◆ Medea Tells All: A Mad, Magical Love
◆ Helen of Troy Tells All
◆ Pandora Tells All: Not the Curious Kind
◆ Robin Hood, Time Traveler
◆ The Ugly Dino Hatchling: A Graphic Novel
◆ Keep It Simple, Rapunzel!
◆ Mermaid Midfielders
◆ Hansel and Gretel
◆ Say "Cheese"!
◆ Big Pig
◆ Cass the Monkey
◆ Rapunzel
◆ Honestly, Our Music Stole the Show!: The Story of the Bremen Town Musicians as Told by the Donkey
◆ The Recess Bully
◆ The Runaway Robot
◆ Alice, Secret Agent of Wonderland
◆ Frankly, I'd Rather Spin Myself a New Name!
◆ Sleeping Beauty, Magic Master
◆ Quest for the Unicorn's Horn
◆ Secret Matter
◆ Truthfully, Something Smelled Fishy!: The Story of the Fisherman and His Wife as Told by the Wife
◆ Pandarella
◆ Hansel and Gretel Stories Around the World
◆ Red Riding Hood, Superhero: A Graphic Novel
◆ Beauty and the Beast Stories Around the World
◆ Goldiclucks and the Three Bears
◆ Believe Me, Goldilocks Rocks!
◆ Believe Me, I Never Felt a Pea!
◆ Poodle and the Pea
◆ Kitten Who Cried Dog
◆ Ack's New Pet
◆ Pandarella
◆ Goldilocks and the Three Vampires
◆ The Silver Spurs of Oz
◆ Rapunzel vs. Frankenstein
◆ Peter Pan in Mummy Land
◆ Mouse Says "Sorry"
◆ Mouse Says "Sorry"
◆ Hippo Says "Excuse Me"
◆ Monster Knows Table Manners
◆ Monster Knows Excuse Me
◆ Party Problems
◆ Miles McHale, Tattletale
◆ Yasmin the Chef
◆ Truthfully, Something Smelled Fishy!: The Story of the Fisherman and His Wife as Told by the Wife
◆ The Robo-battle of Mega Tortoise vs. Hazard Hare: A Graphic Novel
◆ Max Goes to the Dentist
◆ Listen, My Bridge Is SO Cool!: The Story of the Three Billy Goats ◆ Gruff as Told by the Troll
◆ Buzz Beaker and the Speed Secret
◆ Buzz Beaker and the Growing Goo
◆ Marconi the Wizard
◆ Hair-pocalypse
◆ Little Tiger Picks Up
◆ Penguin Says "Please"
◆ Little Dinos Don't Push
◆ Little Dinos Don't Hit
◆ Dino Hunt
◆ Prize Inside
◆ Pizza Palace
◆ What's That Sound, Cinderella?
◆ Pet Costume Party
◆ Even Fairies Bake Mistakes
◆ Counting Money!
◆ Maybe When I'm Bigger
◆ Traveling Shoes
◆ When Thomas Edison Fed Someone Worms
◆ The Swim Race
◆ Ruth's Pink Pajamas
◆ Me and My Cat
◆ Boo Bat
◆ Incredible Rockhead and the Spectacular Scissorlegz
◆ Truly, We Both Loved Beauty Dearly!
◆ Poodle and the Pea
◆ Marshmallow Mermaid
◆ Green Queen of Mean
◆ Evil Echo
◆ Yum!
◆ My Body
◆ My Day
◆ My Neighborhood
◆ Marvelous Me
◆ Paid to Game
◆ Mr. Bones
◆ Little Dinos Don't Yell
◆ Do Not Let Your Dragon Spread Germs
◆ Friends All Day
◆ Field Day Rules!
◆ The Goose that Laid the Rotten Egg: A Graphic Novel
◆ Plans Gone Wrong
◆ The Ants and the Grasshopper
◆ The Boy Who Cried Wolf
◆ The Boy Who Cried Vampire: A Graphic Novel
◆ Frankly, I'd Rather Spin Myself a New Name!
◆ Little Red Riding Hood Stories Around the World
◆ Rapunzel Stories Around the World
◆ Hansel and Gretel Stories Around the World
◆ Beauty and the Beast Stories Around the World
◆ Little Red Riding Duck
◆ Goldiclucks and the Three Bears
◆ Kitten Who Cried Dog
◆ Princess Harper Gets Happy
◆ Pandarella
◆ How Do We Stay on Earth?
◆ Scary Night
◆ Aliens and Energy
◆ The Big Mistake
◆ The Black Hole Report
◆ Ack's New Pet
◆ Ooze Slingers from Outer Space
◆ Eek Discovers Earth
◆ Tap Dance Troubles
◆ First Base Blues
◆ Soccer Switch
◆ Snow Dance
◆ Jack and the Beanstalk
◆ Lacey Walker, Nonstop Talker
◆ Crabby Pants
◆ Eleanore Won't Share
◆ Clara's Crazy Curls
◆ The Perfect Birthday Recipe
◆ The Little Bully
◆ You Get What You Get
◆ Zombies and Meatballs
◆ Boy Under the Bed
◆ Welcome to Third Grade, Gus!
◆ Going on a Field Trip
◆ Honestly, Red Riding Hood Was Rotten!
◆ No Lie, Pigs (and Their Houses) Can Fly!
◆ Seriously, Snow White Was SO Forgetful!
◆ Really, Rapunzel Needed a Haircut!
◆ Ninja-rella: A Graphic Novel
◆ Farms
◆ A Nature Walk on the Farm
◆ Bree's Bike Jump
◆ The Lion and the Mouse and the Invaders from Zurg: A Graphic Novel
◆ Lucille Gets Jealous
◆ Terrible, Awful, Horrible Manners!
◆ First Day of Unicorn School
◆ Trust Me, Hansel and Gretel Are Sweet!
◆ Clara's Crazy Curls
◆ Cat That Disappeared
◆ Super Billy Goats Gruff: A Graphic Novel
◆ Day of the Field Trip Zombies
◆ Shark in the Library!
◆ Sleeping Beauty
◆ Robin Hood, Time Traveler
◆ Red Riding Hood
◆ Rapunzel
◆ Puss in Boots
◆ Medusa Tells All: Beauty Missing, Hair Hissing
◆ Freestyle Fun
◆ Pandora Tells All: Not the Curious Kind
◆ Punk Rock Mouse and Country Mouse: A Graphic Novel
◆ Hansel and Gretel
◆ Chicken Little Saves the Moon Base: A Graphic Novel
◆ Johnny Slimeseed and the Freaky Forest
◆ The Goose that Laid the Rotten Egg: A Graphic Novel
◆ Believe Me, Goldilocks Rocks!
◆ No Lie, I Acted Like a Beast!
◆ Morning Mystery
◆ Johnny Slimeseed and the Freaky Forest
◆ Curse of the Red Scorpion
◆ Rapunzel
◆ Jak and the Magic Nano-beans: A Graphic Novel
◆ Goldilocks and the Three Vampires
◆ The Silver Spurs of Oz
◆ Peter Pan in Mummy Land
◆ Hansel and Gretel
◆ Rapunzel vs. Frankenstein
◆ Private Eye Princess and the Emerald Pea
◆ First Day, No Way!
◆ Beauty and the Dreaded Sea Beast
◆ Cinderella Stories Around the World
◆ Frog Prince
◆ Do Not Bring Your Dragon to Recess
◆ For Real, I Paraded in My Underpants!
◆ Olivia Bitter, Spooked-Out Sitter!
◆ Willy the Worm
◆ My Home
◆ Three Princesses
◆ The Frog Prince Saves Sleeping Beauty
◆ Sleeping Beauty
◆ Princess Bella's Birthday Cake
◆ Princess Addison Gets Angry
◆ The Tortoise and the Hare
◆ The Voice in the Boys' Room
◆ Servant and the Water Princess
◆ Because I Stubbed My Toe
◆ Yasmin the Builder
◆ New Kid from Planet Glorf
◆ Monster of Lake Lobo
◆ Golden Goose
◆ Dozer Strikes!
◆ Incredible Rockhead vs Papercut!
◆ Super-Powered Sneeze
◆ Up the President's Nose
◆ Blastoff to the Secret Side of the Moon!
◆ Hercules and the Pooper-Scooper Peril
◆ Witch's Brew
◆ Princess and Her Pony
◆ Day Mom Finally Snapped
◆ Boy Who Burped Too Much
◆ Secret of the Summer School Zombies
◆ Peek-a-Boo Dinosaurs
◆ My Little Bro-Bot
◆ Night of the Homework Zombies
◆ Max and Buddy Go to the Vet
◆ Invasion of the Gym Class Zombies
◆ Buzz Beaker and the Putt-Putt Contest
◆ Buzz Beaker and the Cave Creatures
◆ Lost Lunch
◆ Good, the Bad, and the Monkeys
◆ Frank 'n' Beans
◆ Little Lizard's New Baby
◆ Missing Monster Card
◆ Bus Ride Bully
◆ Buzz Beaker and the Cool Caps
◆ Eek and Ack vs the Wolfman
◆ Buzz Beaker and the Outer Space Trip
◆ Buzz Beaker and the Super Fast Car
◆ Snorkeling with Sea-Bots
◆ Buzz Beaker and the Race to School
◆ Jimmy Sniffles vs the Mummy
◆ Wright Brothers
◆ Double Trouble
◆ Dognapped!
◆ Fuchsia Fierce
◆ Do Not Bring Your Dragon to the Library
◆ My First Guide to Paper Airplanes
◆ Nose for Danger
◆ Helen Keller
◆ Thomas Edison: Physicist and Inventor
◆ People of the World
◆ Christopher Columbus and Neil Armstrong
◆ When Neil Armstrong Built a Wind Tunnel
◆ Jane Goodall
◆ Malala Yousafzai's Story
◆ Going to School: Comparing Past and Present
◆ Dinosaurs for Breakfast
◆ What Do You Think, Katie?
◆ Too Much RainRain
◆ A Is for Albatross
◆ Tricky Tooth
◆ The Best Baker
◆ Big Lie
◆ Jay-Z
◆ You Can Work in Music
◆ Spiders
◆ The Best Club
◆ I Can Reuse and Recycle
◆ How Effective Is Recycling?
◆ No Valentines for Katie
◆ Pony Party
◆ Piggy Bank Problems
◆ No More Teasing
◆ Moving Day
◆ Katie's Vet Loves Pets
◆ Drawing and Learning About Cats
◆ Moo, Katie Woo!
◆ Keep Dancing, Katie
◆ Katie's Spooky Sleepover
◆ Katie's Noisy Music
◆ Katie's New Shoes
◆ Katie Woo, Super Scout
◆ Katie Woo's Crazy Critter Jokes
◆ Katie Woo Has the Flu
◆ Katie Saves the Earth
◆ Katie Saves Thanksgiving
◆ Katie in the Kitchen
◆ Katie Goes Camping
◆ Mystery Coins
◆ Missing Trumpet
◆ Slime Attack
◆ Beach Bandit
◆ Crazy Clues
◆ Surprise Prize
◆ Ghost Sounds
◆ Katie Finds a Job
◆ Katie Blows Her Top
◆ Haunted House
◆ Alice in Wonderland
◆ Katie and the Haunted Museum
◆ Katie and the Fancy Substitute
◆ The Story of Ursa Major and Ursa Minor: A Roman Constellation Myth
◆ Katie and the Class Pet
◆ It Doesn't Need to Rhyme, Katie
◆ Helping Mayor Patty
◆ Goodbye to Goldie
◆ Nervous Night
◆ Good Morning, Farmer Carmen!
◆ Friends in the Mail
◆ Fly High, Katie
◆ Flower Girl Katie
◆ Daddy Can't Dance
◆ Cowgirl Katie
◆ Cartwheel Katie
◆ Boss of the World
◆ Boo, Katie Woo!
◆ Best Season Ever
◆ Happy Day
◆ Underworld Clash
◆ ◆ ◆ ◆ ◆ ◆ ◆ ◆ ◆ ◆ ◆ ◆ ◆ ◆

之前的版本有編輯的錯誤，我修正後重新上傳，謝謝~

大家好，#吉娜英文 更新星期四單字課程，今天要學習的單字是【substitute v. n. 代替；替代物】，代課老師 a substitute teacher。有四個實用例句，幫助你學得會，用得出來！看完影片要幫我按讚喔~ #吉娜單字用得出來

［Buy now, pay later］BNPL，金融潮語。其實都潮咗大半年，不過香港咁上下啦。鬼媒講咗年幾兩年Content Creator，都未見香港有乜媒體專門整個beat

1. Buy now, pay later，「屌，咪即係花唄」「有幾撚有創意呀？我中華古已有之」「不過馬雲得罪人之嘛」。其實認真的，唔使括號，花唄都興咗N年，鬼佬而家先開心大現BNPL，完全係reinventing the wheel，不過記住講個英文縮寫就有人覺得好巴閉，Bullshit as a service，Baas．（話時話，Kyle Bass收咗皮未？港紙爆煲冇？）

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一週年！比別人知得多。subscribe now（https://bityl.co/4Y0h）。Ivan Patreon，港美市場評點，專題號外，每日一圖，好文推介。每星期6篇，月費100，已經1900人訂！ 畀年費仲有85折，20/40年費VIP 送本人著作一本。
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2. OK，正經，「咪即係信用卡分期，有幾大發現呀？」。又唔係喎

3. 首先，香港人好撚有錢，同埋好有信用，香港人係好好嘅債仔，你見啲友真係斬人打劫呃同事呃老婆穿公司櫃桶底都會供樓的！

4. 當然，除咗香港人有錢，客觀亦因為香港丁屎咁細，你走得去邊？唔似美國或以前大陸（而家有晒監控另一回事），改個名換個車牌去第個城市又一條好漢。

5. 所以你見香港批信用卡成功率極高，私人貸款極易借，仲要供樓利息低。一個普通打工仔，一百幾十萬信用卡額絶對唔係難事。

6. 我想講嗰時我在英國讀書？出咗信用卡（開名啦，匯豐），500英鎊信用額。「喂你係學生冇收入點同，唔好偷換概念」。但你可以睇下普通一個香港大學生銀行批幾錢信用額畀佢？（＊）

7. 我知全世界都低息，係呀我唔知呀可？港息大約都跟美息，但，你見美國有冇可能一兩厘供樓？你有冇諗過，香港供樓銀行收你咁平息，賺乜？「cross selling」，「美國唔識cross selling呀？」（咁當然，再三留意返，香港人好撚有錢）。

8. 真相係，香港嘅delinquency rate （拋個英文好似專業啲）極低。即使咩亞洲金融風暴或沙士或乜，你睇報紙咩負資產又跳樓，但，個delinquency rate都係極低—come the 忽on，負資產不等於delinquent！死還死七孔流血還七孔流血！甚至跳樓都不等於delinquent！別傻了星矢，你還有老豆還有老婆！

9. 但認真，咁低嘅delinquency rate，銀行咪圍到數，所以點解香港銀行嘅net interest margin咁低都仲有錢賺。剛睇業績，中銀香港淨息差1.10%，你諗下仲要出糧仲要交租仲要預你啲友燒炭，但居然都仲係賺唔少錢，可見delinquency rate幾咁低。美國？你可以睇下2008嗰時，啲次按有幾多delinquent，求撚其掉低鎖匙就兩腳一伸走人foreclosure，而美國啲銀主盤邊有香港咁正，可以賣原價咁滯（大把銀行拍賣銀主盤有賺添）

10. 同樣原則，你可以應用落去信用卡，私人貸款。

11. 當然仲有，再講一次，香港人好撚有錢。我冇統計過有幾多巴仙嘅人有信用卡，你睇卡數目唔準，因為有啲好似我咁嘅仆街一條友十幾張卡（又如何？）。但，目測香港嘅信用卡滲透率極高，「我Patreon啲讀者好似全部有」（＊＊）

12. 講返，冇去過美國（係呀，我使唔使識整光刻機？ASML NVIDIA又新高啦屌你），但BNPL同信用卡，就真係唔係同一回事。可以係complement 亦可以係substitute （＊＊＊）

13. Patreon會寫，有啲人只用信用卡，有啲人只用BNPL，有啲兩樣一齊。但，咩人係傾向用BNPL？你估到了：非白人（Hispanic或黑人），低收入人士，同埋……年青人，

14. 拿，學嘢？呢啲就學嘢啦。

15. 不過，「不如講返冧把」，Affirm就升五成啦，一舊水咁滯。「但2月嗰時140蚊」，而家先返返年頭水平，你買隻垃圾中移動941跑贏佢一截。估值都係好重要的。

16. 最重要係，Amazon雖然同Affirm合作，但冇話exclusive 喎。Amazon嘅作風啦喎，就行內皆知了，你做過佢對家都知。

17. 至於其他Fintech嘢？韓國嘅KaKao Bank，一上市大過晒韓國所有銀行嘅市值添，亦令呀大股東變咗富豪，同啲財閥平起平坐。你諗下，韓國喎，幾不可思議？

18. 香港？有！「咪螞蟻金服」，嗰時上市成功嘅，肯定大過晒所有銀行，分分鐘係全世界最大嘅金融股（而全世界最大嘅銀融股唔係銀行啦下）。

（＊）話時話，我好想知道，到底唔同大學甚至唔同科嘅學生，信用額會唔會唔同？拿，醒你呀，拎去做final year project啦。理論上呢，「好似醫科生應該信用額高啲」「你點折墮點包尾做個醫管局非合約都五六七皮啦」。不過我估實際上銀行don’t care，同埋費事你話歧視。不過，「如果見到係唔同大學唔同信用額仲好玩」「我覺得教大應該高啲」。同埋，如果真係。拿，真係醒你呀，認真少少拎嚟做MSc dissertation都得（MPhil PhD就未咁求其），「至少認真過我嗰份」又，我份dissertation真係相當垃圾，但我都don’t care，因為我換得去倫敦結算所實習嘅機會，雖然真係坐嗰邊只係幾日。

（＊＊）呢度示範咩係survivorship bias．冇信用卡又點訂你Patreon呢大哥。「其實可以用Paypal」「但冇信用卡又點有Paypal呢老細」「其實係得的」

（＊＊＊）有啲人讀經濟就讀死書，以為A同B一係complement 一係substitute，或者兩者之間 0-1。錯，同樣兩樣嘢，唔同情況下，可以係complement亦可以係substitute．例如？你一拖二咪知！「你有本事可以搞到變complement的」「重口味啲嘅，老婆同外婆都得」

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一週年！比別人知得多。subscribe now（https://bityl.co/4Y0h）。Ivan Patreon，港美市場評點，專題號外，每日一圖，好文推介。每星期6篇，月費100，已經1900人訂！ 畀年費仲有85折，20/40年費VIP 送本人著作一本。
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#substitute修正看留言
#吉娜英文

maybe / may be ? 中文一樣，英文大不同【4組易混淆片語/單字】Ricky//英語小蛋糕

【Ricky 英語小蛋糕 🍰 x 自然學文法線上課程問卷】
問卷連結：https://www.surveycake.com/s/2xoW2
※協助填寫的朋友們，除了能在開課時收到最優惠價格的通知，還能額外獲得 300元 的課程折價券喔！

👉本次「4組易混淆片語/單字」教材專區：
馬上領取: http://go.sat.cool/3huq4h

今日比較片語/單字：（大家可以先想看看他們的中文意思、英文的用法，再來看看影片喔👍）
1. besides / except
2. replace / substitute
3. even if / even though
4. maybe / may be

🎬複習自然文法系列（每集都有銜接，看完會更清楚喔！）
「8組介系詞from用法」https://youtu.be/NbTPneoe1Nw
「騙人的to」https://youtu.be/AezF77qyDyA
「分詞構句」https://youtu.be/HClXGN_N3Qc

📍新系列開張【自然學文法】⏰
主要是想讓大家學英文不只限於考試，而且可以用於生活中！
所以我的心文法系列，不會用生硬的課本解釋跟例句。
而是用我多年來教書的經驗，讓台灣學生用中文＋英文方式理解文法，
並且真實可以活用在日常生活（所以例句都會很時事😆）
請大家多多支持～～～
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#Ricky小蛋糕 #英文文法 #易混淆片語

國際新聞
【國際新聞：武漢肺炎】https://youtu.be/SRtsDI6iPRg
【國際新聞：2020台灣總統大選】https://youtu.be/slNQU8OQ5ww

英文文法
【感官型連綴動詞，look是一般動詞還是連綴動詞？】https://youtu.be/PhYo_Ae97Ro
【秒判斷單字詞性，易混淆的單字詞性】https://youtu.be/gvWetfXviTw
【名詞子句（上）】https://youtu.be/e_fzzCnJ_go

熱門影片
【去語言學校英文真的會變好？ 菲律賓語言學校推薦】https://youtu.be/bHEGfcP3jkc

多益高分系列
【多益高分7個必懂文法 】https://youtu.be/Os3eFKisucw
【新制多益8個必懂考前秘訣】多益990教我的事https://youtu.be/GkMkQ4I91uI

航空系列（考空服員\地勤）
【航空面試NG回答！一定不要這樣說】https://youtu.be/WvmyP2n1NyU
【第二關：角色扮演role play】https://youtu.be/UIXzsA6y0F0

實用英文系列
【超實用！職場必學五句片語】Ricky//英語小蛋糕https://youtu.be/Nj6ZfMODV2U
【完勝檢定！五種實用工具 輕鬆對付 聽說讀寫！】https://youtu.be/eVFGyS0QuA0
【一秒變外國人！增進聽力7大連音規則】https://youtu.be/9VYaHa4lwtA

來賓爆笑挑戰系列
【超爆笑聽力大考驗，熱門歌曲歌詞猜一猜】https://youtu.be/-LxlvkbDna0
【猜謎大亂鬥！英文片語猜猜看】https://youtu.be/Ri-fFz5Q-mI


我在AmazingTalker開課囉！
包含基本的生活會話，還有航空英文、商業英文
甚至是檢定英文，都可以來看看唷！
如果有其他英文需求也可以在頁面私訊我！
來我的教師頁面看看吧：
http://bit.ly/2WsxXvB

合作邀約 ricky@amazingtalker.com

聊聊打完疫苗的感想，還有拍拍海灘的美景


按此訂閲
Http://youtube.com/c/DrGrace?sub_confirmation=1
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和我的花兒聊聊我對快速學習英文的看法
https://youtu.be/2pXvgRpwFJE

【美國牙醫的一天】牙醫現在的真實面貌
https://youtu.be/kNN8hNSAnYo
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