颱風天🌀🌀🌀🌀
你們在做什麼？

有沒有認真趕快收看網版呢？
按照俐媽安排的進度，
你們應該看到第3️⃣課了才對，
但最起碼，
也應該把一、二課結束囉

三民孩子，你們看到俐媽了嗎？
三民的B1L2 A Lesson in Forgiveness由俐媽操刀負責，
針對單字result, grasp, slip, crash, creep, relieve…我可是補充了不少大餐😉

這一課裡，
有一個貪玩的小男孩用石頭把老奶奶的窗戶打破了，
他到底該肇事逃逸？還是誠實認錯？
日夜折磨他的罪惡感，該怎麼解決？

網版課程中俐媽提到a sense of guilt 「罪惡感」，
今天再送上其他的「感」，
其實這個餐在英模班授課裡，
總共有💯組（不准逃😤
現在送上局部精華版給高一孩子學習

—————————————————————-
😖 俐媽英文教室—感覺篇：
❤️‍🩹 a sense of guilt 罪惡感
❤️‍🩹 a sense of responsibility 責任感
❤️‍🩹 a sense of alienation 疏離感
❤️‍🩹 a sense of crisis 危機感
❤️‍🩹 a sense of insecurity 不安全感
❤️‍🩹 a sense of belonging 歸屬感
❤️‍🩹 a sense of honor 榮譽感
❤️‍🩹 a sense of familiarity 熟悉感
❤️‍🩹 a sense of involvement 參與感
❤️‍🩹 a sense of nostalgia 懷舊感
❤️‍🩹 a sense of aversion 反感
❤️‍🩹 a sense of emptiness 失落感
❤️‍🩹 a sense of foreboding 不祥的預感
❤️‍🩹 a sense of intimacy 親密感
❤️‍🩹 a sense of loss 失落感
❤️‍🩹 a sense of achievement/accomplishment 成就感
——————————————————————
認真看完網版、得到應得的理想分數，
成就感油然而生👍🏼👍🏼

#翰林孩子別急
#你們的B1L3俐媽就要出現囉
#俐媽英文教室
#俐媽英文教室搭配詞篇
#俐媽英文教室搭配詞篇sense
#俐媽英文教室感覺篇
#俐媽英文教室網版篇
#台大明明照顧我們的孩子很有責任感

🌻美國生活
打了疫苗後, 在上週進城了一趟.
許久未出門的感覺很奇妙. 進了城, 也感到大家的生活還是如往常一般, 只是餐廳沒甚麼人(都用電話下單, 或是當場點了東西後就走), 許多人(並不是全部)的臉上也多了個口罩. 旅館的人倒是不多. 但商家停車場的車子應該如往常一樣, 沒有減少.

每次進城, 也一定會到Chipotle打牙祭. 這次試了他們新的飯(參雜了cauliflower花椰菜), 酸酸滋味, 配上原來burrito裡面就有的料, 真的是開胃又好吃, 一口接一口.

最近吃了三家不同的burrito, 還是覺得Chipotle的最好吃. 我想原因之一(不知道我的觀察有沒有誤), 可能是他們把不同口感的配料加在一起時, 有多家一道手續, 讓新鮮脆口的生菜, 烤熟的肉類, sour cream與其他配料均勻地被融合起來, 也讓滋味豐富了起來. 不像其他家的burrito, 一口咬下去, 就是飯, 或是豆類, 分得很清楚, 而沒有不同食材所帶來的多層次的口感.

Anyway. 附上這次進城照的幾張照片在下方.

🌻My happiness project: 年報財報導讀

股市對我來說像戰場; 年報財報就像是兵書. 而一家家公司的年報財報, 對我來說, 就像是故事書一樣, 述說著公司的成長營運軌跡. 做了這些功課後, 持股也會有信心. "Buy and do homework," 是我認為投資該有的態度.

下半年時間比較多, 所以想抽一點時間出來, 跟對看年報財報有興趣的投資人一起來讀資料, 順便藉此分享我是如何抓重點&透過年報財報來做思考的. 也想要藉此來宣揚看年報財報的好處&消除投資人對英文年報財報可能會有的恐懼感. Anyway. 這只是初步的想法. 若要實行也會是九月的事情了.

不過先錄了一段影片, 解釋我是怎麼做財報內容&電話會議內容整理的: https://youtu.be/vvkrs6CiWdw

🌻本周做的功課與閱讀
https://makingsenseofusastocks.blogspot.com/2021/05/blog-post_19.html

這次的閱讀中, 跟成長股比較有關的是這段. 目前成長股也被重新定價中, 所以建議成長股投資人在挑股的時候, 盡量找有現金流, 還有獲利的公司.

"That’s true even for the highflying growth stocks that have been getting hit so hard recently—as long as they have earnings. Adam Parker, founder of Trivariate Research, notes that following large growth selloffs, S&P 500 growth stocks with both free cash flow and expanding margins tend to outperform in the months ahead. That means favoring stocks like ServiceNow (ticker: NOW) and Advanced Micro Devices (AMD) over shares of Chegg (CHGG) and Twitter (TWTR). “Buy some growth stocks on the selloff, but they have to have positive free cash flow and margin expansion,” Parker says."

🌻投資金句
"I learned that you may be right, but if enough people believe you're wrong the markets can really hurt you." --BlackRock bond chief Rick Rieder

🌻The Future of Work
看到BofA寫的這一段, 覺得挺感動的. 這也是投資的目的之一, 能夠藉著這個方式, 來接觸到世界的脈動.

The Future of Work
Thematic Research
BofA Global Research
bofa.com

May 12: The future of work is not zero-sum between humanity and technology. We believe humans can collaborate with and work alongside robots, rather than be displaced by them, and that technology can create more jobs than it destroys. By 2025 alone, the WEF [World Economic Forum] thinks automation will add 12 million net new jobs, with robots eliminating 85 million jobs but creating 97 million new ones. Other grounds for optimism include: (1) 65% of children starting school today will work in jobs that have not been invented yet; (2) “new” collar jobs will be generated from well-placed thematic sectors like healthcare, renewables, new mobility, or even moonshot technologies; and (3) we might actually be more productive and have more leisure time if robots can relieve us of more mundane, repetitive everyday tasks. We have identified $14 trillion in market cap of enablers for the future of work. Technology, industrials, and medtech are some key beneficiaries. We also see opportunities in education and the upskilling/retraining of workers by corporates. Conversely, commercial real estate/offices and legacy transport are some of the sectors facing headwinds...

So, what are the truly futuristic jobs that could be invented? Data-privacy managers, nanomedicine surgeons, lab-meat scientists, blockchain strategists, space-tourist guides, freelance biohackers, AI avatar designers, 3D food-printer chefs, leisure-time planners, ethical algorithm programmers, and brain simulation specialists, to name but a few.

🌻Dividend Growers’ Allure
這段從股息的角度, 來講解傳統價值股跟成長股的不同處.

Dividend Growers’ Allure
Insights & Commentaries
Washington Crossing Advisors
washingtoncrossingadvisors.com

May 10: Buy quality stocks that increase dividends regularly. This simple strategy takes a long-term view of investing and focuses on the dividend, not the stock price. Passive income generated from dividend growth has two main benefits. First, it focuses your investment strategy on cash-generating, growing companies. Second, it tends to lead to quality businesses that are neither too young nor too old.

Why is this so? Almost by definition, a dividend-growing company tends to cover expenses with rising cash flow. And which companies do these tend to be? They tend to be profitable, established companies in the middle of their corporate life cycle. By contrast, young companies tend to be burning cash, constantly in need of capital, and face a higher risk of failure. Such young firms tend to not pay dividends at all as they are consumed with growth. On the other hand, older companies often funnel most or all cash to investors as dividends because viable investments can no longer be found. These firms are often in decline and offer little growth, often reflected in a high current yield.

Picture:
1. Chipotle內部. 可以看到有個取餐的架子. 餐廳人員也不時在電腦螢幕前, 看進來的訂單, 備菜.
2. 旅館外一區. 面向密西根湖.
3. CSX, Union Pacific的火車廂(這兩家都有上市)

最近忙著編講義，
師丈天天熬夜😵
睡眠不足的情況下，
他長了針眼😱😱

「針眼」的英文怎麼說？
難倒是needle eyes 💉👀～
不～～～
是stye (n.) 針眼；麥粒腫

今天來複習欒為學長曾經提供過的針眼醫療相關英文單字吧
—————————————————
🥺 俐媽英文教室—針眼篇：
👀 pharmacy (n.) 藥局
—> pharmacist (n.) 藥劑師
👀 clinic (n.) 診所
—> clinical (a.) 診所的；臨床的
👀 dispensary (n.) 診療所
👀 stye (n.) = sty 針眼
👀 ophthalmologist (n.) 眼科醫師
👀 irritation (n.) [醫學的]刺激；過敏；疼痛；發炎
—> irritated (a.) 惱怒的（不爽快）
㊙️ 現在美國年輕人流行講irritated來表達單純心情不爽快
e.g. One night I was kind of irritated.
（某晚我心情不是很好。）
👀 symptomatic (a.) 症狀的
👀 relief (n.) 緩和
—> relieve/ soothe/ ease/ alleviate (v.) 減輕(疼痛)
👀 burning (n.) 灼熱感
👀 stinging (n.) 尖酸感；刺痛感
👀 itching (n.) 癢
—> be itching for N 渴望⋯；想要⋯
👀 sterile (a.) ①不孕的 / ②無菌的；消過毒的
👀 lubricant (n.) 潤滑油；潤滑劑
—> lubricate (v.) 潤滑
👀 ointment (n.) 軟膏；油膏；藥膏
—> a fly in the ointment (n.) 美中不足之處
👀 prescription drug products 處方藥
<—> non-prescription drug products 非處方藥
👀 OTC= Over the Counter Drug 醫藥（非處方藥）
👀 refill (n.) 處方籤補藥
👀 infection (n.) 感染
👀 petrolatum (n.)= Vaseline 礦脂(petro-: stone)
👀 contamination (n.) 污染
👀 emollient (n.) 皮膚軟化劑；潤膚劑
👀 microcrystalline (a.) 微小晶狀的
👀 wax (n.) 蠟油
—> earwax (n.) 耳屎
👀 poor nutrition 營養不良
👀 sleep deprivation 睡眠不足
————————————————
有些病狀雖不嚴重，但也挺困擾人的，
大家要注意營養(nutrition)和個人衛生(personal hygiene)哦！

可憐的師丈，
眼睛又腫又痛，
還一邊雙眼皮、一邊單眼皮，
有沒有快速消針眼的方式呢😭😭
.
#俐媽英文教室 #欒哥俐媽英文教室針眼篇 #俐媽英文教室針眼篇 #stye

On Taiwan Hashtag hosted by Ross Feingold, we discuss President Trump’s decision to relieve National Security Advisor John Bolton of his duties, and what that means for U.S. – Taiwan relations. Bolton is a good friend to Taiwan having visited many times and is a strong advocate for normalizing U.S.- Taiwan relations and weapons sales to Taiwan. Will the next national security advisor maintain the same interest in Taiwan? What does it mean for U.S. policy towards China, the Koreas, and Japan? Watch our program for a Taiwan perspective!

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＃方恩格（Ross Feingold），紐約律師，前任美國共和黨海外部亞太地區主席，長期觀察臺灣政經

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#五月天
#後來的我們
來過魯曼英文的學員們後來的生活一定要精采喔!!!

魯曼用哪些字詞來詮釋這首歌呢:
heal v. 痊癒
gurdian n. 守護者
relieve v. 寬慰;使放心
heart-wrenching adj. 揪心的
wrench v. 猛擰;猛扭
ravage v. 肆虐;破壞
rinse v. 洗滌
auspicious adj. 幸運的
resonate v. 迴響;共鳴
bitterness n. 苦痛
mindfully adv. 謹慎地
bear..in one’s mind 將…記得
anticipate v. 期盼
forward adv. 向前
ideal adj. 理想的
respectively adv. 各自; 分別
shoulder to shoulder adv. 肩並肩
following adj. 接著的
splendid adj. 燦爛; 精彩
authentic adj. 真實的
in tears adv. 哭泣著
ups and downs n. 起起伏伏;得失苦樂
wrap v. 包裹
regret n. 後悔
bid farewell to v. 對…說再見; 再會
determinedly adv. 下決心地;果斷地
reluctant adj. 不情願的
on behalf of 代表

上一集 → https://www.youtube.com/watch?v=50LnRgUuQco
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Music → Original song of Adoga
特別感謝 → Supin and Emily Chen

爆笑的阿兜仔，每個禮拜五都會PO新品！希望你喜歡！
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