Chill play 💗 去憂不累 ✌️✌️

因為疫情已經好久沒有出門 ～

真的快悶壞了～

跟Lilian 從英國工作後就沒見過

為了他來台中 出門小小放鬆一下🤫

也約了好久不見的工作夥伴小薇小希

好久不見大家 當然要好好挑餐廳

網路評價超好 果然沒有失望 😉

每一道菜都好吃 😋

有一樣一定要點！！！

焦糖厚培根✨

👆沒吃到會後悔

厚培根不油膩搭配焦糖的微甜 好吃到不會形容 🤩🤩

環境很好 聊天很舒服 🥂
這裡也有塔羅老師真的很適合跟姐妹聚會的好去處 🤣

聽說下午時段也很美
陽光灑進來又是另一種感覺

決定下次下午茶就來這🤗

#chillplay #去憂不累 #摸摸塔羅 #問問塔羅 #台中美食 #西屯美食 #相機先食 #手機先食 #網紅推薦 #餐酒館 #姐妹聚會 #塔羅 #占卜 #塔羅牌 #線上塔羅 #駐店塔羅師

@chillplaytaichung
@tarot.reading.love
@murmurtarot

可以改個設定求安心

#Google #鬧鐘

🌻Docusign(DOCU), Crowdstrike(CRWD)財報結果
上週這兩家公司發表財報了.

這兩天看了一下他們的財報結果. Again, 兩家的表現都很好, 但發現分析師給DOCU的調價(往上)幅度比較多, 就好奇研究了一下SaaS公司是怎麼被估值的. 有興趣的話可以看看(從中學習到很多. 非常推薦一讀):
https://makingsenseofusastocks.blogspot.com/2021/09/blog-post.html

(By the way, 分析師對CRWD的價格調幅沒那麼大, 主因是成長趨緩了. 而DOCU的free cash flow佔營收比, 以及顧客黏著力在這季創了新高, 是讓分析師按讚的幾個原因).

關於CRWD: "The Street is already modeling revenue growth deceleration in 2022 to 36%, down from 60% expected in 2021, which on its own might prove a hurdle for a stock already trading at a high multiple," said Bank of America analyst Tal Liani in a report.

分析師對於DOCU的評價:
• 11位buy; 給的價格分別是: $310, $320 (x2), $330 (x2), $340 (x2), $345, $350, $350, $389
• 給Buy的分析師的評語:
o Baird: The analyst continues to view them as a best in class way to play digital transformation trends with strong growth, cash flow and profitability, and a strong competitive position. Power said DocuSign remains one of his top long-term compounding growth ideas.
o Citi: While slightly shy of the double-digit billings beat in recent quarters, DocuSign still delivered a solid 8% beat to Q2 billings, which grew 47% year-over-year, Radke tells investors in a research note.
o Evercore ISI: he calls "another strong quarter." While some may have wanted to see more aggressive Q3 billings guidance, he believes estimates "continue to leave room for upside," Materne said.
o JMP Securities: While revenue growth decelerated to 50% from 58% in Q1, the company is the clear leader in electronic signature and the broader system of agreement having crossed over 1M customers with a $2B run rate this quarter, the analyst tells investors in a research note, adding that he sees lots of room for growth as DocuSign targets a $50B total addressable market.
o Needham: The analyst commented, "Docusign reported another strong quarter in 2QF22 with typical DOCU upside to revenue and profitability. Sales metrics and growth decelerated Q/Q, as we expected against a massive pandemic quarter, but at a much slower rate than we believe much of the Street was anticipating. 65k net new customers was lower than the 70k - 90 range of CY20 but was still more than 2x greater than any pre-pandemic quarter, highlighting a strong end-market driving 47% billings growth against a strong comp. Commentary on incremental Agreement Cloud demand was positive, suggesting an additional growth tailwind combined with solid international can further aid 2HF22. Although DOCU shares could be lower near-term due to weak 2H OpMg guidance, we think this guidance is conservative, as the recent OM was greater than the pre-pandemic level even with tough comps."
o RBC Capital: The quarter highlighted the sustainability of the company's tailwinds post-pandemic as most of its underlying metrics such as billings and net revenue retention were solid, the analyst tells investors in a research note, adding that the traction with CLM and Notary was also "impressive".

分析師對於CRWD的評價:
• 12位buy; 給的價格分別是: $300, $310 (x2), $313, $315 (x2) , $305, $320, $325, $330 (x2), $340
• 1位給hold: $280 (from $220 by J.P. Morgan(same))
• 給Buy的分析師的評語:
o Baird: The analyst believes the company has significant room for growth with core modules, opportunities with Humio and in cloud workload security, among others, should help drive a continuation of strong growth over a long time horizon.
o BTIG: The company's "strong" Q2 results "cleared every hurdle", even though the buy-side benchmarks may have been slightly higher, the analyst tells investors in a research note. Powell adds that Crowdstrike is clearly gaining share in its core endpoint security target market at a rapid pace and gaining traction with new products across multiple categories.
o Canaccord: The analyst said the stock is down from its recent highs, and he thinks the re-rating creates a more favorable entry point for longer-oriented investors for a foundational security name. He views Crowdstrike as a long-term secular winner in security due to its native cloud platform advantage versus closely held peers in endpoint security combined with platform expansion into tangential segments to capture greater share of security budgets.
o Goldman Sachs: CrowdStrike last night delivered "another beat and raise quarter as the company benefited from another quarter of elevated demand," Essex said. But it traded lower following net new annual recurring revenue growth guidance that was slightly less than investors had hoped for. Essex, nonetheless, said the quarter demonstrated CrowdStrike's "ability to continue to go down market efficiently."
o JMP Securities: The analyst notes the company's Q2 annualized recurring revenue of $1.34B topping his estimate of $1.30B, with "sustained" 70% ARR and revenue growth along with margin upside seen as key highlights for the quarter. Suppiger adds that the metrics reflect Crowdstrike's "strong execution and robust demand environment".
o Mizuho: "very good" fiscal Q2 results. The annual recurring revenue growth of 70% year-over-year "was strong and still nicely surpassed" the Street's 65%-66% estimate, Moskowitz tells investors in a research note. He believes "strong execution can propel" Crowdstrike's stock higher.
o Piper Sandler: The company's metrics "outperformed across the board" in Q2 with 70% annual recurring revenue and revenue growth and record net new customer adds in the quarter, Owens tells investors in a research note.
o RBC Capital: Hedberg adds that CrowdStrike's record pipeline entering Q3 should continue to fuel the company's "land-and-expand" momentum.
o Stifel: Q2 results that he said "exceeded consensus estimates across all major financial metrics." He continues to believe that Crowdstrike's growth opportunity "remains in the early days" despite the company's scale given continued share capture within its core endpoint security market and incremental module adoption on the Falcon Platform, Reback tells investors.
o UBS: the company reported "pretty good" Q2 results against high expectations.

🌻趨勢: 跨境電商 Cross-border commerce
Morgan Stanley:
From our perspective, we think many are underestimating what the cross-border eCommerce demand could ultimately be, once key friction points like FX rates, tax and duties, shipping, language, etc are smoothed—all issues that Global-E directly addresses.

Cross-border ecommerce brings new, high-yield volume: We think elevated levels of cross-border ecommerce (ex-travel) is a structural shift thathas yet to be fully contemplated in MA (and V)'s long-term forecasts. MA's cross-border CNP ex-travel volume was 69% above 2019's level in 2Q and 63% higher in 1Q. Strength reflects both broader ecommerce adoption plus globalization of commerce, as marketplaces and services that reduce cross-border friction (such as those from GLBE) make international online ordering more readily adopted. Early data at V suggests greater cross-border ecommerce spend is persisting even in areas with pre-pandemic levels of international travel. Cross-border transactions also come at a higher yield, making us more optimistic that the trend can bring incremental long-term growth to the networks.

產業的潮流是有連貫性的. 疫情讓電商更發達後, 接下來應該就是加速電商跨境了. 跨境的話, 有很多問題需要解決(稅率, 語言, etc.) 這就需要有公司來做整合的動作. 這種跨境, 也可以想像是omnichannel的一種呈現.

Harley Finkelstein (President of Shopify): "I mean I think commerce in 2021 is cross-border."

🌻SPAC熱潮退卻，初創市值蒸發750億美元
"SPAC熱潮已經退卻。分析顯示，在2月中旬以前完成合併的137家SPAC的總市值已經蒸發25%，市值回落幅度上個月一度超過1,000億美元。"

"像貝萊德(BlackRock Inc., BLK)和富達投資(Fidelity Investments Inc.)這類企業管理的基金，以及許多對沖基金、養老金管理公司和其他一些投資者，都在SPAC的回落中遭受了衝擊，他們在去年年底開始的熱潮中競相投資SPAC。其中許多基金由於在價格還很低的時候就早早入場，所以現在仍坐擁可觀收益。事實上，SPAC市值仍有約2,500億美元，高於一年前的約1,000億美元，反映出這期間股價上漲和新公司上市的影響。

但即便如此，今年年初令人炫目的回報還是讓許多後來者做了接盤俠，扎堆投資所謂穩賺不賠的領域，其永恆的風險可見一斑。在過去的幾個月裡，一些投資者眼睜睜看著帳面財富縮水。"

"股價下跌會在SPAC領域形成惡性循環，因為投資者有權在併購交易前從空白支票公司撤資。一旦SPAC跌破發行價，投資者就更有可能這樣做，而許多SPAC的股價現在正處於這樣的水平。目前，在尚未宣布併購交易的空白支票公司中，超過95%的公司股價低於發行價。

投資者的大規模撤資會讓已經上市的空白支票公司手上的現金大幅減少，讓其更難實現業務目標，並可能加劇股價跌勢。"

https://on.wsj.com/3n6JznC

🌻BNPL (buy now pay later)
But most BNPL providers including Affirm, Klarna and Afterpay have been losing money despite breakneck revenue growth as they invest heavily in marketing to win share. Sweden-based Klarna’s credit losses more than doubled in the second quarter. Affirm has projected adjusted operating losses of $50m-$55m for the fiscal year that ended June 30.

The path to profitability for many of these companies was to achieve massive scale, analysts said.

https://www.ft.com/content/ca201a37-a16d-4223-b123-04d38350a972

Pictures: 一葉知秋; from EarningsWhispers

🗣 嗨大家，上傳在YouTube的是「精華版」Podcast，如果聽完覺得有趣，可以前往各大平台收聽完整版！

【收聽我的Podcast節目🙌】
▌https://open.firstory.me/story/ckolm7kuy2baq0859eo4escxi/platforms

*留下五星評價，留言妳的想法或是希望聽到的主題
*KKBOX & Spotify可以把節目分享到IG限動，分享你的感想給我吧
*推薦大家起床、睡前、通勤、吃飯四個時間聽最讚！

▌麥克風：美國Blue Snowball 雪球麥克風 / 白色 2980$
▌聲音剪輯軟體：Audacity
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S2EP#17｜呼吸治療師轉戰金曲新人：幫抽痰結果飛出XX！？北漂音樂夢、等出歌的日子、實習哭出乃、睡眠治療、被打槍的藝名feat. 創作歌手Midi 楊士弘

收聽Midi楊士弘超好聽ㄉ創作歌曲們
https://kkbox.fm/kp0Sof

收聽Midi楊士弘的Podcast節目《說說說說你愛音樂》
https://popoxiaxia.lnk.to/Podcast　

趕快去IG找他play
https://www.instagram.com/midiswonderland/?hl=zh-tw

▊ 這集聊什麼

(00:01:16) 北醫呼治系畢業現任創作歌手Midi楊士弘is coming!!!!! 先回憶北醫Mr.J
(00:04:20) 北漂音樂夢：臺北就是Dream City、比完賽被唱片公司遞名片(完全電影演的那樣)、等不到發片的日子
(00:10:00) 回顧呼吸治療師的時光、睡眠治療、實習哭出來的經驗、收到喜貼
(00:24:39) 大夜值班買宵夜遇到....、抽痰結果鼻子飛出....、簽進公司的感想
(00:31:18) 藝名原本不是Midi、參加選秀被剪光、站上聲林之王、揭密音樂人的一天、做非主流音樂
(00:44:50) 入圍金曲新人的那天、 出單曲vs出專輯、 當興趣遇上現實考量

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【在職場闖蕩的大四生】— 分享在校園跟職場之間的大小事：快畢業的未來迷惘 & 畢業不久的社畜心聲 & 職場實習的各種秘辛！

馬它mata – 念醫學大學、Youtuber、Podcaster、穿搭客 — 擅長在家邋遢出門漂亮。

*請我喝大冰美，每天才有動力keep going
https://pay.firstory.me/user/matainthehouse

*IG：https://reurl.cc/rgdo8b
*YouTube：https://reurl.cc/KAKqjm
*Email：camelstyle0629@gmail.com

.....................................................................

🗣關於我的Podcast節目《馬它 in the HOUSE》

【在職場闖蕩的大四生】— 分享在校園跟職場之間的大小事：快畢業的未來迷惘 & 畢業不久的社畜心聲 & 職場實習的各種秘辛！

馬它mata – 念醫學大學、Youtuber、Podcaster、穿搭客 — 擅長在家邋遢出門漂亮。

*請我喝大冰美，每天才有動力keep going
https://pay.firstory.me/user/matainth...​

.....................................................................

◆ 如果想看更多關於我的食物 / 穿搭 / 旅遊 /日常分享，可以到下方連結
◆ 個人IG : 👉 matamata.chan.92
◆ 食物IG : 👉 Food_map_camel
◆ FB粉絲專頁 :👉 https://reurl.cc/e5v12x​
◆ Popdaily創作者計畫👉https://www.popdaily.com.tw/user/28032​

.....................................................................

喜歡我這支影片的話，記得按讚和分享給你所有的朋友
也可以去我的IG看看關於我的更多分享
記得訂閱我的頻道呦d(`･∀･)b

#podcast​#馬它intheHOUSE​#podcast推薦

三星 Galaxy Watch4/ Watch4 Classic / Galaxy Buds2 實測 完整開箱評測實測、評價、Android 智慧手錶推薦、值不值得買？

Galaxy Watch4 系列 / Buds2 最新優惠：http://s.isbonny.com/Watch4

Galaxy Watch4 系列深度開箱評測、 WearOS powered by Samsung + OneUI 全新智慧手錶系統 全面實測解析。Samsung Health 使用教學，支援血氧濃度偵測、睡眠期間血氧偵測、女性健康，支援 Samsung Pay / Google Pay / KKBOX / Spotify / YouTube Music , 支援 IP68 / 5ATM 防水防塵、睡眠偵測（深眠、淺眠、快速動眼期） ，支援 Always On Display 永遠顯示。本集將帶來 Galaxy Watch4 / 4 Classic 外觀設計，實體旋轉錶圈、數位錶圈、Line 訊息回覆、語音通話，搭載 Exynos W920 + 1.5 GB 的 RAM + 16 GB 的 ROM，採用與 Google 合作的 WearOS 系統，並且擁有 Play 商店 能夠下載更多應用程式，包括：Adidas / Strava / Google Fit 等健康軟體，支援 S21 , Galaxy Z Fold3 / Z Flip3 等無線充電電力分享，台版不支援 ECG 心電圖、血壓、身體組成等功能。 本集邦尼將帶來包括實際體驗、充電速度、續航力等超完整實機實際測評。

本集 Buds2 三星真無線藍牙主動式降噪耳機將透過對比 Galaxy Buds Pro， 進行 外觀介紹、實際體驗、聽感分析、通話收音、降噪表現實測對比等超完整測試，除了告訴你 Galaxy Buds2 值不值得買外，更讓你能夠一窺 Galaxy Buds2 採用的全新高低音單體，支援 ANC 主動降噪以及三顆麥克風所達成的降噪通話。邦尼將實測包括 聽感體驗、APP 體驗、 Galaxy Buds2 vs Galaxy Buds Pro 降噪、通話測試實測。Galaxy Wearable App 當中支援 EQ 調整，連接上支援 Scalable Codec , AAC , SBC ，擁有觸控板，支援上下首音樂切換、啟動智慧助理，耳機本體續航，充電艙支援快充，邦尼將帶來 Galaxy Buds2 超完整實機實際測評。

立即加入邦尼頻道會員計畫：https://www.youtube.com/c/isbonny/join
(#你的恐龍會隨著你的會員等級一起成長哦！)
邦尼社團：https://fb.com/groups/isbonny
－－－－－－
- 邦尼找重點：

邦尼幫你官網：https://www.isbonny.com


歡迎加入【邦尼】討論區：
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【蘋果】專屬： https://www.fb.com/groups/isapple/
【三星】專屬： https://www.fb.com/groups/issamsung/
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【Google】 專屬： https://www.fb.com/groups/isgoogle/
【小米】 專屬： https://www.fb.com/groups/isxiaomi/
【華碩 / ROG】 專屬： https://www.fb.com/groups/isasus/
【vivo】 專屬： https://www.fb.com/groups/isvivo/
【OPPO】 專屬： https://www.fb.com/groups/isoppo/
【realme】 專屬： https://www.fb.com/groups/isrealme/
【OnePlus】 專屬： https://www.fb.com/groups/isoneplus/
【HTC】專屬： https://www.facebook.com/groups/ishtc/

#邦尼評測：超深入 3C 科技使用體驗
#邦尼LOOK：3C 科技產品開箱快速動手玩

你訂閱了這麼多頻道，就是少了一個幫你評測幫你了解科技生活的科技頻道，立即訂閱「邦尼幫你」吧！
訂閱邦尼幫你：https://lnk.pics/isbonnyYT
邦尼社團：https://fb.com/groups/isbonny
邦尼幫你 FB：https://www.fb.me/isbonny
邦尼幫你 IG：https://www.instagram.com/isbonny/
邦尼 Telegram：https://t.me/isbonny
邦尼Line官方帳號：@isbonny（http://line.me/ti/p/%40isbonny ）
邦尼信箱：service@iwaishin.com
邦尼評測（產品合作）：me@iwaishin.com
快來找我們玩！！！！

本期卡司：
出演：三星 Galaxy Watch4 / Watch4 Classic / Galaxy Buds2
主謀（製作人）：邦尼
內容創造者：威信
影像創造者：驢子
麥聲人：歐登
內容夥伴：IWAISHIN 愛威信 3C 科技生活
特別感謝：Samsung Taiwan & 一個看影片的「你」
邦尼老實說：本影片係由 Samsung Taiwan 有償委託測試，並由邦尼幫你秉持第三方評測的客觀事實，衷心製作消費者體驗報告。

我們是邦尼幫你：
以「邦尼幫你」為出發點，秉持著「科技很簡單，新奇可以好好玩」的初衷，以更多實境使用場景及戲劇內容豐富以往艱澀難懂的科技資訊，回歸消費者角度思考產品價值，並以「幫你玩、幫你測、幫你試」等實測內容給予產品評價，此外更期許能夠成為「更貼近消費者觀點」的內容創作者及具有媒體影響力的科技內容創造團隊。

【本集節目內容為三級警戒前錄製】
全台灣各角落全面搜查，終於找到全台網評最高的夜市！評價4.4顆星，又有２萬多則評論，那就是台中「旱溪夜市」！同場再加碼彰化評分高達4.5星的創意牛排肉圓！只有每週二、四、五、六才營業的旱溪夜市，美食種類超多樣，不但有超新奇的煉乳起司口味蔥油餅，以及用鐵板煎的潤餅捲，更誇張的是還有１支40元、３支才100元的烤玉米～好吃好逛又CP值爆表的旱溪夜市美食攻略就在這集，千萬不要錯過！

網路獨家版內容👉https://youtu.be/FhtW7ZwsOvo
本集完整店家資訊👉https://supertaste.tvbs.com.tw/review/332197

00:00│西門彰化牛排肉圓
08:11│好蔥食花蓮炸蛋蔥油餅
11:47│酥皮春捲
16:13│正豐原祖傳鳳梨冰
18:41│方臉師傅蒜香豆干
23:11│OH MY DOG
27:55│黎品豆乳雞
35:01│78 mango
37:14│石頭玉米
39:37│發哥現烤

#朵拉Dora謝雨芝👉https://family.tvbs.com.tw/detail/12

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