#魯曼_翻譯_演唱
#聽歌不會學英文
#譯歌學英文 #唱歌學英文
Utube版=>https://youtu.be/zc4HD1FEU5w
「….又如何?」 怎麼翻譯呢?
用Why bother....? 意思近似於中文的「何必呢？」
表示不值得花心思/沒必要去做某事

Why bother conquering the world?
意思是: 征服全世界要幹嘛?

也可只單獨用這兩字:
例句：
A：I’m thinking of buying a dictionary.
我在考慮買本字典。
B：Why bother? We can look up all the words with our smartphones.
何必呢？用手機就可以查到所有的單字啦。

是中譯英, 不是英譯中XD
#輸了妳贏了世界又如何
#優客李林
#林俊傑

🌻另一個Zoom會議(第二次貼......有補上一些內容)
繼上次的年報導讀會議後, 讓我們再做另一個會議! 這次很榮幸邀請到一位對估值很有見解的股友前輩來帶大家了解估值(恩, 這次我會是主持人, 不是主講人).
主題: 估值(valuation)分享會(Cat: 這不算基礎的估值會議)
主講人: 小揚(from安泰價值投資)
https://www.facebook.com/antaiinvestment　(此為小揚的粉絲頁)
參與者: 具基本估值能力. 若打算參加者, 請事先跟我(請私訊)提出一個關於估值的case study, 到時候可在會議中分享(最好是以投影片形式呈現, 這樣到時候好跟大家分享). 若有估值的問題, 也可以提出.
Case study可以是美股, 也可以是台股.
時間: 台灣時間07/10 (周六)晚間９點.
預計一個小時(不會像上次那樣冗長了😅): 前30分鐘由小揚做分享, 後30分鐘大家分享估值案例&提問
進行方式: 以Zoom進行(之後會私訊會議資訊給參與者)

🌻Morgan Stanley Mid-year Investor Outlook: A tricky transition

https://www.morganstanley.com/ideas/midyear-2021-global-markets-outlook

🌻在您投資生涯中, 有沒有一些觀念讓您受用很多?
下面這位投資名人的好觀念影響我很深. 他的意思是, 一般投資人, 只要能説出三個買一家公司的理由, 就很夠了. 這也迫使我, 每次在買股票時, 問自己對這家公司的了解有多少. 也會去衡量公司的優點與缺點在哪裡.

"It is vital (重要的) that you know what you own, that if I asked you on the street why you like a certain stock, you can give me three reasons. If you don't know how they make their money, who their key clients are and what they make if, then I will tell you that you are over your head and should not own individual stocks."

全文在此:
Jim Cramer: In Times Like This, Go for the Easy Money
Look at the stocks you own. Can you tell me why you've got them? If you can't answer the following three questions, then have a look at several I like right now.

We've endured the meme stock craziness, with all of its love for heavily shorted stocks. We have watched the collapse of bitcoin to levels viewed as shocking, even if they are still more than double where they were not that long ago. We've dealt with Fed officials making it clear that they are no longer on the side of the bulls or the bears. They are on the side of job growth, but are wary of inflation. We've seen the end of the rush to get vaccines, which means that millions of people are going to get the new COVID variant, because there is no natural immunity to it. We've watched as the hopes for an infrastructure bill have collapsed. We've endured shortages of everything from chips to plastic to imported goods and labor.

And we're still standing, yeah, yeah, yeah.

Yep, we are in one of those halcyon moments, where the masks are off -- even if they shouldn't be -- and Americans are back doing what they do best: consume, spend, go out to eat and then consume and spend some more.

There are times in the stock market where the collective mindset is revealed. This is one of those times: Things are cool, it's not a big moment, there's no real news for a bit, it's the historically strong period and we can reach some conclusions about where we are.

When things are like this, it is important to remember that buyers like to revert to tried-and-true companies that thrive no matter what. These are companies that have an edge and are better at what they do than other companies.

You know that I am a great believer in index funds, that the average person doesn't have the time or the inclination to research individual stocks. It's a difficult barrier. I think you need to make time to read the quarterly report and listen to the conference call, to Google articles and, if possible, get some research about the companies you own. It is vital that you know what you own, that if I asked you on the street why you like a certain stock, you can give me three reasons. If you don't know how they make their money, who their key clients are and what they make if, then I will tell you that you are over your head and should not own individual stocks. I am reminded by this, because, once again, without a mask, I can be recognized and if I am not holding "Nvidia the Second," I can carry on a conversation.

I have had many in the last two weeks and when I have asked this litany of questions, I find myself at a loss as to why almost no one knew what they owned. But they thirsted for individual stocks, because they, like me, think things are better post pandemic. No, that's not a facetious comment. Many, many stocks did better with a stay-at-home economy. A huge number.

So what do I do? I revert to what others do when you are stumped about how to stay in touch with stocks, but want to do less homework. That means buying stocks that are accessible, not stocks like Unity (U) or Snowflake (SNOW) or Twilio (TWLO) or Okta (OKTA) .

I revert to normal businesses people know and I suggest they Google some articles, peruse the conference call, but, above all, like the company's products so you can buy more if it goes down.

Here's some that I have been telling people I like:

First is Ford (F) . I think the Ford lineup is amazing. The electric F-150 series will be incredible. I am eager to get a Maverick for my family, because it is a smaller pickup that will get the job done for the myriad little things I need to do with this farm I bought from that crazy bitcoin foray. I like the competitive edge of the CEO, who says he is going to bury Elon Musk when the Lightning comes out. I even think the Bronco is cool as all get out. Most important, though? I think the chip shortage is ending. My semiconductor friends are telling me the foundries are producing more feature-rich chips and that means Ford can pump out the trucks small business people love and need. Plus, the used car prices at last have plateaued, according to their most important pricing index. Halcyon times.

Second, Costco (COST) : The samples are coming back. Tell me you don't love the samples. You need things in bulk. You want low prices. You want to get all of the things that people don't think of with Costco, like insurance, hearing-aids -- hey, they are a fortune -- jewelry, things around the house. You go and you will buy far more than you first came for. My kind of store.

The kids love this American Eagle Outfitters (AEO) , which we just bought for my charitable trust, which you can follow along by joining the Action Alerts PLUS club. Jay Schottenstein, the CEO, came on "Mad Money" recently and it's clear that his Aerie model has real staying power: 26 consecutive quarters of double digit growth. No flash in the pan, that one. Number one brand in jeans for the 15 to 25 year old group. The best in the mall. How did I know this? I see the credit card bills.

I got up this morning to do my physical therapy. I have been doing it ever since I hurt my back in February. I have this really cool pair of sneakers that fit me perfectly and I love them, but I am fortunate enough to have a vacation house and I am always taking those shoes with me.

So I went on Amazon (AMZN) this morning and lo and behold I saw them for half price. I bought two pairs. Then I went over everything I have bought in the last year and got a bunch of those things. Then I bought a pair of binoculars, because mine were stolen. I paid half price.

Yep, Amazon's universal. I was talking to Alexa, while I was ordering, getting some new music on, asking questions. I saw that despite all of the Sturm und Drang of Amazon being late with things, all the delivery dates were within range. I didn't click on any ads, and I didn't need the speed of Web Services, but the whole thing reminded me about how special the darned company is. I don't care if it's ahead or behind plan for the moment. I would just buy some more when it goes down.

Finally, Apple (AAPL) . I think people who don't own Apple should look what they are holding at this very moment. Yes, right now. Or look at what's in your lap or on the table besides your fork. And then think about the bill you paid last night without knowing it. Think about what you bought in the App store yesterday. Think about what would happen if it would break or get stolen or, left in the Uber (UBER) , or heaven forbid, be dropped into the pool or in the, yes, toilet.

There, that's what you buy in halcyon times. Stocks of companies you know that if they go lower, because things get less halcyon, you are fine with it and buy more. If things go up, believe me, you will participate.

So accept the moment. Don't try for the hard money. Go for the easy kind. That's the best kind.

https://realmoney.thestreet.com/jim-cramer/jim-cramer--15692051

Picture: 牡丹(peony)花開. 恨不得院子裡有一塊地是牡丹園.

#Hi家教外語充電站
茶水間的同事在閒聊，竟然用英文在對話！是有多怕別人聽八卦? 🤔
你想像過2030年的未來，此情此景將會真實上演嗎?
雙語國家即將到來，你開始做準備了嗎???👊
今天就一起來學學『#辦公室口語英文』，幾個片語學起來，讓你的英語能力也瞬間高級起來！💯

1️⃣(to) play catch up | 盡力追趕
並不是因為你太懶散導致進度落後，而是因為任務已經到最後關頭，鄰近截止日，你需要花更大的努力來完成他！

We’re playing catch-up on that commission from France.
我們要盡力追趕法國來的任務!

2️⃣an uphill struggle/battle | 克服巨大阻礙
照字面上的意思翻譯就是一個上坡的掙扎，意思是你需要去克服一個艱難的阻礙。

Getting this new construction under budget is an uphill struggle, but we have to make it happen.
在有預算情況下，做好這個新工程需要克服巨大阻礙，但我們還是要讓他實現。

3️⃣(to) go up market | 吸引高端市場
將品牌或產品銷售給有錢的人或金字塔頂端的人。又或者是推向高價位的市場，就可以用這片語。

We’ve decided to go upmarket and sell our scarves at Macy’s department store.
我們決定去吸引高端市場，將絲巾放在梅西百貨販售。

4️⃣(to) buy into | 支持或同意
這個片語多半使用在支持一個論點、理念或是計畫
Paul in finance says there are pay rises on the way. I’m definitely buying into that!
金融界的保羅說價格正在上升，我完全同意！

-----------------------------------
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透過各種職場實用的情境演練，熟悉如何使用商務英語，提升職場全方位能力，無論求職新鮮人、資深商務人士，透過系統化學習，打造攻不可破的外語實力。
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訂閱《Today is my day》👉https://bit.ly/2Roz2qd
#宇宙人外信 全收錄：https://bit.ly/3wO4KwA
來IG找我們玩吧：https://bit.ly/2PNGJ8J

《省錢十招》最近引爆討論，但除了rich man之外還能用什麼單字形容「富豪」？日本的「金持」就是有錢人的意思？

02:18 magnate 超級有錢人/富豪
03:02 frugal 節儉的
03:20 thrift 節儉
03:43 thrifty 節儉的
04:22 お金持ち O kanemochi
04:45 부자 buja
04:55 節約 Setsuyaku
05:07 돈 아껴쓴다 don akkyeosseunda
07:56 impulse 衝動
08:17 impulse buying/shopping 衝動購物
08:25 impulse shopper 衝動購物者
09:40 衝動買い Shoudou-gai
10:06 충동구매 chungdong gumae
19:31 gamble 賭博
19:40 casino 賭場
20:49 賭博 Tobaku
20:57 도박 Dobag
22:15 magnate 超級有錢人/富豪
22:21 お金持ち O kanemochi
22:27 부자 buja
22:32 impulse 衝動
22:34 impulse shopping/buying 衝動購物
22:43 impulse shopper 衝動購物者
22:50 衝動買い Shoudou-gai
22:55 충동구매 chungdong gumae
23:02 gamble 賭博
23:08 賭博 Tobaku
23:11 도박 Dobag

中英日韓四聲道
🌍英文主播：Ethan &國際編譯：Ryan／隔壁老王
📺從時事新聞教你英日韓單字
🗣 閒話家常學微知識
💬讓你輕鬆掌握生活用語


想聲歷其境，來收聽高音質Podcast
搜尋訂閱★宇宙人外信
《Apple Podcast》： http://apple.co/3eSztCS
《Spotify》：http://spoti.fi/3cEwlrF
《SoundOn》：http://bit.ly/3bUeVYU
《KKBOX》：http://bit.ly/2OzeQ42
《Google Podcast》：https://bit.ly/3vUvBr1


#Podcast​ #富有 #省錢秘訣 #節儉 #有錢人

買房子是一個挑戰，裝修又是另外一個挑戰。買中古屋的好處之一，就是可以依照自己喜歡的樣式，重新再好好規劃😄 終於我們動工了！很多細節都我都尊重老婆的決定，老婆想要一個開放式的廚房，所以我們把一面牆壁打掉，其他格局我們都不動。

而且因為擔心動工會打擾到鄰居，所以我們送每個鄰居果汁，一個意思意思的誠意。我知道一些人擔心建築的安全，但不用擔心，因為我們都有申請室內裝修合格證明。我們打算6 月底完成整個房子的裝修，裝修自己房子的過程真的很有趣，我也會陸陸續續分享給大家❤️

#裝潢 #買房子 #新家

FOLLOW 吳鳳 Rifat：
Instagram: https://www.instagram.com/rifatkarlova/
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Website: www.rifatkarlova.com

買買買買買，我是超市控，一去到超市，就不願走。這樣想買，那樣又想買，教授，點解會咁嘅？香港中文大學尹振英教授指出，「超市有個策點叫Slow down & spend big，意思是希望消費者可以在超市慢慢逗留，有研究顯示逗留時間愈長，可以增加消費者的購買慾。」
這個策略由入口開始，「為甚麼蔬果常放在超市入口處附近？」尹教授解釋，「水果顏色鮮艷，新鮮感令人舒適，可以吸引客人。」走走走，耳邊傳來柔和的音樂。「音樂可以令消費者放鬆，無形中延長逗留時間。」她補充，燈光亦是吸引人的元素，的確生蠔等海產在燈光下像珠寶一樣閃閃發亮。
貨架的擺設亦有學問，中間的貨架總是特別吸引。「有研究顯示，消費者傾向拿eye level的貨品，所以中間這層通常用來放較珍貴或不太知名的品牌，以增加知名度。」原來如此。怪不得小朋友所愛的小包裝糖果常放底層。
好容易走到收銀，雙手又不聽話拿起了香口膠。「我們稱之為impulse buying(衝動消費)，這些產品通常較便宜，衝動下就會一併買下。」有些新型超市甚至流行把麵包部放於出口，「香氣可以吸引消費者。」怪不得我買個不停。原來不是有病，下回又可以安心地繼續買買買。


採訪：關廣恩
攝影：梁偉德 場地：city’super

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